# Apple Wallet vs Mobily Pay

The clearest difference is ads: Apple Wallet at none against Mobily Pay's shown. Apple Wallet also leads on monetization model (free vs free with in-app purchases) and ratings volume (7.5M vs 3.6K). Mobily Pay's advantage is update cadence (fortnightly vs every 3 months). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Apple Wallet against 4.7 for Mobily Pay. That said, the two scores are not equally well evidenced: Apple Wallet has 7.5M ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews are what separate them: 54% of Apple Wallet's written reviews are positive against 34% of Mobily Pay's.

Apple Wallet ships an update every 3 months, Mobily Pay fortnightly. The most recent releases landed on October 28, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Apple Wallet | Mobily Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.5M ratings)](https://appshunter.io/ios/app/apple-wallet/id1160481993/reviews)** | [4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews) |
| Number of ratings | **7.5M** | 3.6K |
| Positive reviews | **53.9% of reviews** | 34.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 9 MB | 152 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Apple](https://appshunter.io/developer/284417353) | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) |

## What reviewers say

### Apple Wallet

[App page](https://appshunter.io/ios/app/apple-wallet/id1160481993)

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

**Highlights:** Store credit/debit cards, Digital driver's license/state ID, Transit and event tickets, Digital keys for car, home, hotel, Secure contactless payments, Send and receive money

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure with Face ID/Touch ID
- 💳 Integrates credit/debit cards well
- 🎟️ Stores tickets and passes
- 🏠 Stores digital keys and IDs

**What reviewers complain about**

- 🚫 Limited ability to add loyalty/membership cards
- 🤔 Inconsistent card detection and adding
- 💰 Unauthorized charges and payment issues
- 🔍 Lack of customization options (nicknames, images)
- 🇨🇦 Limited support for Canadian features

**Reported bugs**

- Card adding/removal issues
- Transactions not properly recorded
- Face ID/Touch ID failures
- Wallet app freezing or not responding

**Requested features**

- Add ability to add loyalty/membership cards
- Improve card detection and adding process
- Provide better transaction history and categorization
- Allow customization of card names and images
- Expand support for international features (e.g. Presto card)


### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

**Highlights:** Visa card integration, Wallet to wallet transfers, Local bank transfers (SARIE), International transfers, SADAD bill payments, Scheduled payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


## Frequently asked questions

### Is Apple Wallet free?

Apple Wallet is free to download, with no in-app purchases.

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Which has better reviews, Apple Wallet or Mobily Pay?

Apple Wallet is rated higher. Apple Wallet averages 4.8 out of 5 from 7.5M ratings, while Mobily Pay averages 4.7 from 3.6K ratings.

### Do Apple Wallet or Mobily Pay have ads?

Mobily Pay shows ads; Apple Wallet does not.

### Which is updated more often, Apple Wallet or Mobily Pay?

Apple Wallet ships an update every 3 months, and Mobily Pay fortnightly. Most recently, Apple Wallet was updated on October 28, 2026 and Mobily Pay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*