# TSB Mobile Banking vs Argos Pay

TSB Mobile Banking and Argos Pay both sit at 4.8 stars, but that hides the real split: 74% of TSB Mobile Banking's written reviews are positive against 38% of Argos Pay's. TSB Mobile Banking also leads on ratings volume (1.1K vs 2) and monetization model (free vs ad-supported). Argos Pay's advantage is ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Argos Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: TSB Mobile Banking has 1.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 74% of TSB Mobile Banking's written reviews are positive against 38% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.

TSB Mobile Banking ships an update every 3 weeks, Argos Pay every 8 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | TSB Mobile Banking | Argos Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.1K ratings)](https://appshunter.io/ios/app/tsb-mobile-banking/id1160720878/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/argos-pay/id6745947872/reviews)** |
| Number of ratings | **1.1K** | 2 |
| Positive reviews | **74.1% of reviews** | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | **Free** | Ad-supported |
| Size | 276 MB | 136 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [TSB Bank plc](https://appshunter.io/developer/698102191) | [NewDay Ltd](https://appshunter.io/developer/903335384) |

## What reviewers say

### TSB Mobile Banking

[App page](https://appshunter.io/ios/app/tsb-mobile-banking/id1160720878)

Manage your finances conveniently from your mobile device. View all your accounts, check balances, pay bills, and transfer funds. Secure login options like fingerprint and face ID are available.

**Highlights:** View all accounts, Check balances, Pay bills, Send and move money, Secure login (fingerprint/face ID), Open current accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 🔒 Secure banking
- 💡 Helpful staff
- 👍 Reliable and trustworthy

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🔍 Difficult to find features
- ⏱️ Slow updates and maintenance
- 🔒 Strict security measures
- 🤖 Poor chatbot and support

**Reported bugs**

- Login issues after updates
- Inability to pay in cheques through the app
- Payments to approve feature not working
- Inconsistent performance on older devices
- Syncing issues between app and website

**Requested features**

- Notifications for payments and deposits
- Dark mode option
- Ability to view transaction history beyond 3 months
- Option to approve payments directly in the app
- Easier way to reset login details


### Argos Pay

[App page](https://appshunter.io/ios/app/argos-pay/id6745947872)

Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.

**Highlights:** Check balance and credit limit, View transactions (pending included), Track instalment and BNPL plans, Make payments, Set up Direct Debit, Configure spending alerts, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is TSB Mobile Banking free?

TSB Mobile Banking is free to download, with no in-app purchases.

### Is Argos Pay free?

Argos Pay is free to download, with no in-app purchases.

### Which has better reviews, TSB Mobile Banking or Argos Pay?

Argos Pay is rated higher. TSB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while Argos Pay averages 5.0 from 2 ratings.

### Do TSB Mobile Banking or Argos Pay have ads?

TSB Mobile Banking shows ads; Argos Pay does not.

### Which is updated more often, TSB Mobile Banking or Argos Pay?

TSB Mobile Banking ships an update every 3 weeks, and Argos Pay every 8 days. Most recently, TSB Mobile Banking was updated on October 26, 2026 and Argos Pay on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*