# Pocket Ledgers vs EducationFirstFCU

The clearest difference is price: EducationFirstFCU at Free against Pocket Ledgers's $0.99. EducationFirstFCU also leads on update cadence (monthly vs every 115 months). Pocket Ledgers's advantage is chart position (#90 vs unranked) and iOS requirement (15.0 vs 18.4). On ads, in-app purchases and device support there is nothing between them.

EducationFirstFCU is free to download; Pocket Ledgers costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Pocket Ledgers ships an update every 115 months, EducationFirstFCU monthly. The most recent releases landed on October 1, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Pocket Ledgers | EducationFirstFCU |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[4.8 (4.5K ratings)](https://appshunter.io/ios/app/educationfirstfcu/id1579562961/reviews)** |
| Number of ratings | — | **4.5K** |
| Positive reviews | — | 70.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 115 months | **Monthly** |
| Monetization | — | Ad-supported |
| Best chart rank | **#90** | — |
| Size | 10 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Manu Gupta](https://appshunter.io/developer/806110625) | [Education First Federal Credit Union](https://appshunter.io/developer/444478220) |

## What reviewers say

### Pocket Ledgers

[App page](https://appshunter.io/ios/app/pocket-ledgers/id1162005211)

**Currently charting:** #90 Top Paid · Finance (US App Store)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### EducationFirstFCU

[App page](https://appshunter.io/ios/app/educationfirstfcu/id1579562961)

Manage your finances with a personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage debit cards, and aggregate accounts securely.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit cards (reorder, turn off), Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💕 Convenient banking anywhere
- 👍 Easy to deposit and transfer money
- 🚀 Fast and intuitive app
- 🔒 Protects assets and provides peace of mind
- 👍 Customizable to user needs

**What reviewers complain about**

- 🐛 Glitchy app with frequent crashes
- 🤯 Difficult to find and do things
- 🤬 Poor customer service and lack of responsiveness
- 🤯 Redundant and non-user-friendly processes
- 🤯 Accounts not syncing properly

**Reported bugs**

- Login issues with constant verification codes
- Inability to view account information
- Bill pay stopped working after system update

**Requested features**

- Confirmation prompt before submitting payments
- Ability to see pending deposits
- Restore previous features that were removed


## Frequently asked questions

### Is Pocket Ledgers free?

Pocket Ledgers costs $0.99, with no in-app purchases.

### Is EducationFirstFCU free?

EducationFirstFCU is free to download, with no in-app purchases.

### Do Pocket Ledgers or EducationFirstFCU have ads?

Neither Pocket Ledgers nor EducationFirstFCU shows ads.

### Which is updated more often, Pocket Ledgers or EducationFirstFCU?

Pocket Ledgers ships an update every 115 months, and EducationFirstFCU monthly. Most recently, Pocket Ledgers was updated on October 1, 2026 and EducationFirstFCU on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*