# Trusty Pay vs Wave Merchant

The clearest difference is update cadence: Trusty Pay at every 2 weeks against Wave Merchant's every 4 months. Trusty Pay also leads on ratings volume (88 vs 10). Wave Merchant's advantage is review sentiment (100% vs 83%) and iOS requirement (13.0 vs 15.1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Wave Merchant holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: Trusty Pay has 88 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 83% of Trusty Pay's written reviews are positive against 100% of Wave Merchant's.

Trusty Pay ships an update every 2 weeks, Wave Merchant every 4 months. The most recent releases landed on September 15, 2026 and August 21, 2026 respectively.

## The numbers

| Metric | Trusty Pay | Wave Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (88 ratings)](https://appshunter.io/ios/app/trusty-pay/id1162531857/reviews) | **[4.2 (10 ratings)](https://appshunter.io/ios/app/wave-merchant/id6456263921/reviews)** |
| Number of ratings | **88** | 10 |
| Positive reviews | 83.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 143 MB | 69 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Trusty Family Company Limited](https://appshunter.io/developer/1253855613) | [Wave Money](https://appshunter.io/developer/1234535228) |

## What reviewers say

### Trusty Pay

[App page](https://appshunter.io/ios/app/trusty-pay/id1162531857)

Manage your finances, make quick payments, and access exclusive member discounts. This app facilitates easy money transfers, bill payments via QR code, and foreign currency exchange. Enjoy convenient e-top-ups and track all your financial transactions securely.

**Highlights:** Money transfers between accounts, QR code bill payments with discounts, Real-time foreign exchange rates, E-top-up services for mobile plans, Exclusive member discounts at merchants, Transaction history tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Wave Merchant

[App page](https://appshunter.io/ios/app/wave-merchant/id6456263921)

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

**Highlights:** Dynamic QR code payments, Real-time transaction history, Business analytics, Bank settlement, Secure over-the-counter payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Trusty Pay free?

Trusty Pay is free to download, with no in-app purchases.

### Is Wave Merchant free?

Wave Merchant is free to download, with no in-app purchases.

### Which has better reviews, Trusty Pay or Wave Merchant?

Wave Merchant is rated higher. Trusty Pay averages 4.0 out of 5 from 88 ratings, while Wave Merchant averages 4.2 from 10 ratings.

### Do Trusty Pay or Wave Merchant have ads?

Neither Trusty Pay nor Wave Merchant shows ads.

### Which is updated more often, Trusty Pay or Wave Merchant?

Trusty Pay ships an update every 2 weeks, and Wave Merchant every 4 months. Most recently, Trusty Pay was updated on September 15, 2026 and Wave Merchant on August 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*