# George Česko vs ČSOB Smart

The clearest difference is monetization model: George Česko at free against ČSOB Smart's free with in-app purchases. George Česko also leads on review sentiment (61% vs 37%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for George Česko against 4.8 for ČSOB Smart. Both are backed by a comparable volume of ratings — 2K and 744 respectively. Written reviews are what separate them: 61% of George Česko's written reviews are positive against 37% of ČSOB Smart's.

George Česko ships an update every 3 weeks, ČSOB Smart monthly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | George Česko | ČSOB Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2K ratings)](https://appshunter.io/ios/app/george-cesko/id1163368801/reviews) | [4.8 (744 ratings)](https://appshunter.io/ios/app/csob-smart/id1528483245/reviews) |
| Number of ratings | **2K** | 744 |
| Positive reviews | **60.9% of reviews** | 36.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 424 MB | 330 MB |
| Requires iOS | 17.7 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ceska sporitelna, a.s.](https://appshunter.io/developer/469812790) | [Československá obchodní banka, a.s.](https://appshunter.io/developer/479852418) |

## What reviewers say

### George Česko

[App page](https://appshunter.io/ios/app/george-cesko/id1163368801)

Manage your income, expenses, investments, and insurance with a clear financial overview. Track spending, set reminders, make fast payments, and access investment tools. Offers cashback and allows for easy product applications.

**Highlights:** Manage income and expenses, Set payment reminders, Block lost cards, Instant local payments, Earn cashback, Invest in ETFs and stocks, Apply for credit cards and insurance

**In-app purchases:** none

**What reviewers like**

- 👍 Great app
- 🚀 Easy to use
- 🚀 Efficient banking
- 🚀 Convenient features
- 🚀 Excellent banking app

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Buggy updates
- 🐛 Compatibility issues
- 🐛 Unreliable connection
- 🐛 Forced app updates

**Reported bugs**

- Login issues after updates
- Payments not processing correctly
- QR code scanning not working
- Frequent app crashes
- Compatibility problems with newer devices

**Requested features**

- Dark/light mode option
- Ability to hide account balance
- Improved search in transaction history
- Separate expense categories
- International payment support


### ČSOB Smart

[App page](https://appshunter.io/ios/app/csob-smart/id1528483245)

Manage your entire banking and insurance needs from your mobile device. Open new accounts, track all your finances, make payments, and handle insurance claims and policies with ease. Securely access your accounts and customize your experience.

**Highlights:** Open new accounts, Track account balances, Scan and pay invoices, Manage loans and mortgages, Control bank cards, Arrange insurance and loans, Manage insurance contracts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Consistent app design
- 🚀 Reliable and stable
- 💡 Useful features like Kate assistant

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- ⏱️ Slow performance and long loading times
- 🤔 Confusing UI and navigation
- 🤯 Forced updates and compatibility issues

**Reported bugs**

- Disappearing account balances and interest payments
- Payments not processed immediately
- Repeated login failures

**Requested features**

- Add support for older iOS versions
- Improve transaction history and search
- Introduce more language options
- Provide iPad-optimized layout


## Frequently asked questions

### Is George Česko free?

George Česko is free to download, with no in-app purchases.

### Is ČSOB Smart free?

ČSOB Smart is free to download, with no in-app purchases.

### Which has better reviews, George Česko or ČSOB Smart?

George Česko and ČSOB Smart are both rated 4.8 out of 5 on the App Store, from 2K and 744 ratings respectively.

### Do George Česko or ČSOB Smart have ads?

Neither George Česko nor ČSOB Smart shows ads.

### Which is updated more often, George Česko or ČSOB Smart?

George Česko ships an update every 3 weeks, and ČSOB Smart monthly. Most recently, George Česko was updated on September 23, 2026 and ČSOB Smart on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*