# IndiaLends vs LoanReady

The clearest difference is review sentiment: LoanReady at 100% against IndiaLends's 36%. LoanReady also leads on rating (5.0 vs 4.3). IndiaLends's advantage is ads (none vs shown) and ratings volume (41 vs 4). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanReady holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: IndiaLends has 41 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 36% of IndiaLends's written reviews are positive against 100% of LoanReady's.

IndiaLends ships an update every 3 weeks, LoanReady monthly. The most recent releases landed on October 26, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | IndiaLends | LoanReady |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (41 ratings)](https://appshunter.io/ios/app/indialends-loans-credit-score/id1163514601/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/loanready/id6446780818/reviews)** |
| Number of ratings | **41** | 4 |
| Positive reviews | 36.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 201 MB | 139 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Indialends](https://appshunter.io/developer/1163514600) | [LenderCity, Inc](https://appshunter.io/developer/1679010847) |

## What reviewers say

### IndiaLends

[App page](https://appshunter.io/ios/app/indialends-loans-credit-score/id1163514601)

This app is an online marketplace for credit products, offering free credit reports, credit cards, and personal loans from various banks and NBFCs. It provides instant, fully digital personal loans and technology solutions for financial institutions.

**Highlights:** Free credit report, Personal loans up to ₹25 lacs, Personalized loan offers, Range of credit cards, Fully digital loan process, Loan management platform for institutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LoanReady

[App page](https://appshunter.io/ios/app/loanready/id6446780818)

This financial assistant helps users prepare for homeownership by offering credit monitoring, affordability analysis, and mortgage readiness assessments. It also provides access to real estate listings and connects users with lender partners for guidance. Securely manage your financial future and achieve your homeownership dreams.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings search, Mortgage readiness assessment, Financial Insights (savings, DTI, net worth), Connect with lender partners

**In-app purchases:** none


## Frequently asked questions

### Is IndiaLends free?

IndiaLends is free to download, with no in-app purchases.

### Is LoanReady free?

LoanReady is free to download, with no in-app purchases.

### Which has better reviews, IndiaLends or LoanReady?

LoanReady is rated higher. IndiaLends averages 4.3 out of 5 from 41 ratings, while LoanReady averages 5.0 from 4 ratings.

### Do IndiaLends or LoanReady have ads?

LoanReady shows ads; IndiaLends does not.

### Which is updated more often, IndiaLends or LoanReady?

IndiaLends ships an update every 3 weeks, and LoanReady monthly. Most recently, IndiaLends was updated on October 26, 2026 and LoanReady on October 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*