# TK vs NTL40

The clearest difference is in-app purchases: TK at none against NTL40's 1. NTL40's advantage is iOS requirement (15.0 vs 18.0). On price there is nothing between them.

Both are free to download. NTL40 sells 1 in-app purchase, starting at $55.00 per month. TK asks for nothing beyond the download.

## The numbers

| Metric | TK | NTL40 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/tk-app/id1163694230/reviews)** | — |
| Number of ratings | **1.2K** | — |
| Positive reviews | 71.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | — |
| Update frequency | Every 9 days | — |
| Monetization | Free | — |
| Size | 540 MB | 48 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | **iPhone** | — |
| Age rating | 12+ | 17+ |
| Developer | [Techniker Krankenkasse (TK)](https://appshunter.io/developer/355493231) | [NTL40 LLC](https://appshunter.io/developer/1694785661) |

## What reviewers say

### TK

[App page](https://appshunter.io/ios/app/tk-app/id1163694230)

Manage your health insurance digitally. Upload receipts, view sick notes, track bonus points, and access health data. Integrates with fitness trackers for a comprehensive health overview.

**Highlights:** Digital receipt uploads, View sick notes, TK Bonus Program, TK-Fit with Apple Health/Fitbit integration, Access to health data (TK-Safe), Secure login and data protection

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent app for English speakers
- 🚀 Excellent customer service
- 👍 Easy to use and intuitive
- 👍 Comprehensive features
- 👍 Smooth and fast

**What reviewers complain about**

- 🐛 Compatibility issues with older devices
- 🐛 Synchronization problems with Apple Health
- 🐛 Login and activation issues after updates
- 🐛 Buggy submission of sick notes
- 🐛 Incomplete English translations

**Reported bugs**

- Login issues after updates
- Incompatibility with older devices
- Synchronization problems with Apple Health
- Errors when submitting sick notes
- Incomplete English translations

**Requested features**

- English language support for all features
- Integration with more fitness tracking apps
- Larger QR code display in wallet for easier scanning
- Ability to view and manage bonus program details
- Improved data synchronization and real-time updates


### NTL40

[App page](https://appshunter.io/ios/app/ntl40/id6450755848)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Workout Plan | $55.00 | per month |


## Frequently asked questions

### Is TK free?

TK is free to download, with no in-app purchases.

### Is NTL40 free?

NTL40 is free to download, with in-app purchases available.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*