# HSBC HK Mobile Banking vs BoC Pay+

The clearest difference is rating: HSBC HK Mobile Banking at 4.8 against BoC Pay+'s 3.5. HSBC HK Mobile Banking also leads on ratings volume (13K vs 12). BoC Pay+'s advantage is iOS requirement (14.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC HK Mobile Banking holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: HSBC HK Mobile Banking has 13K ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 36% of HSBC HK Mobile Banking's written reviews are positive against 43% of BoC Pay+'s, so the app with the better star average is not the one people write more warmly about.

HSBC HK Mobile Banking ships an update fortnightly, BoC Pay+ every 4 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | HSBC HK Mobile Banking | BoC Pay+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (13K ratings)](https://appshunter.io/ios/app/hsbc-hk-mobile-banking/id1164066737/reviews)** | [3.5 (12 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews) |
| Number of ratings | **13K** | 12 |
| Positive reviews | 35.9% of reviews | **43.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 878 MB | 243 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### HSBC HK Mobile Banking

[App page](https://appshunter.io/ios/app/hsbc-hk-mobile-banking/id1164066737)

Manage your finances on the go with this secure banking app. Open accounts, make payments, check balances, and review investments. Offers 24/7 chat support and integrates with Apple Health for fitness tracking.

**Highlights:** Open bank accounts remotely, Secure login with biometrics, FPS QR code payments, Bill and credit card payments, Account and investment overview, 24/7 chat support, Apple Health integration

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like FPS
- 👍 Great service and support

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and session expiration
- 🐛 Compatibility problems with newer devices
- 🔒 Overly complicated security process
- 🔋 Large app size and high data usage

**Reported bugs**

- Date of birth validation issues during account opening
- Unable to generate security codes or transfer funds
- App freezes or becomes unresponsive

**Requested features**

- Add option to download/export statements and advices
- Improve navigation and layout
- Allow multiple accounts on a single device
- Reduce frequency of mandatory app updates


### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HSBC HK Mobile Banking free?

HSBC HK Mobile Banking is free to download, with no in-app purchases.

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Which has better reviews, HSBC HK Mobile Banking or BoC Pay+?

HSBC HK Mobile Banking is rated higher. HSBC HK Mobile Banking averages 4.8 out of 5 from 13K ratings, while BoC Pay+ averages 3.5 from 12 ratings.

### Do HSBC HK Mobile Banking or BoC Pay+ have ads?

Neither HSBC HK Mobile Banking nor BoC Pay+ shows ads.

### Which is updated more often, HSBC HK Mobile Banking or BoC Pay+?

HSBC HK Mobile Banking ships an update fortnightly, and BoC Pay+ every 4 weeks. Most recently, HSBC HK Mobile Banking was updated on October 30, 2026 and BoC Pay+ on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*