# Changed vs Splitorium

The clearest difference is review sentiment: Splitorium at 100% against Changed's 42%. Splitorium also leads on ads (none vs shown) and rating (5.0 vs 4.6). Changed's advantage is in-app purchases (none vs 6) and ratings volume (5.7K vs 16). On price, update cadence, monetization model and device support there is nothing between them.

Both are free to download. Splitorium sells 6 in-app purchases, starting at $0.29 per month. Changed asks for nothing beyond the download.

Splitorium holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Changed has 5.7K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 42% of Changed's written reviews are positive against 100% of Splitorium's.

Changed ships an update every 8 days, Splitorium every 4 days. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Changed | Splitorium |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (5.7K ratings)](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383/reviews) | **[5.0 (16 ratings)](https://appshunter.io/ios/app/splitorium-split-expenses/id6756433183/reviews)** |
| Number of ratings | **5.7K** | 16 |
| Positive reviews | 41.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 8 days | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 170 MB | 76 MB |
| Requires iOS | **17.6** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Changed Inc.](https://appshunter.io/developer/1164559382) | [OZZY LABS LLC](https://appshunter.io/developer/1859413825) |

## What reviewers say

### Changed

[App page](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383)

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

**Highlights:** Automated extra payments, Round up purchases, Track all debt types, Debt Snowball strategy, Debt Avalanche strategy, Interest savings calculator

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Helpful in paying off loans
- 💡 Automatic debt payments
- 👍 Easy to use
- 🤑 Saves money without noticing
- 🎉 Motivating to see progress

**What reviewers complain about**

- 🐛 Connectivity issues with accounts
- 🕰️ Slow payment processing
- 💸 Subscription fees
- 🤖 Poor customer support
- 🔒 Difficulty accessing/withdrawing funds

**Reported bugs**

- App freezing or crashing
- Incorrect loan balance tracking
- Payments not showing up on loan accounts
- Withdrawal/refund issues
- Syncing problems with bank/loan accounts

**Requested features**

- More customization options
- Faster payment processing
- Ability to manage multiple loans
- Mobile app improvements
- Better communication with users


### Splitorium

[App page](https://appshunter.io/ios/app/splitorium-split-expenses/id6756433183)

Effortlessly manage group expenses without requiring everyone to download an app. Track costs for trips, weddings, or households with flexible splitting options and offline capabilities. Settle debts easily and maintain complete control over your financial data.

**Highlights:** Add virtual users without app download, Offline expense tracking, Flexible split options (even, percentage, custom), Family mode for consolidated payments, Shared lists and recurring expenses, Easy settlement with multiple payment options, Privacy-focused with no data selling

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $0.29 | per month |
| Pro Annual | $1.99 | per year |
| Patron Annual | $4.00 | per year |
| Supporter | $4.99 | per year |
| Patron Annual | $9.99 | per year |
| Champion | $19.99 | per year |


## Frequently asked questions

### Is Changed free?

Changed is free to download, with no in-app purchases.

### Is Splitorium free?

Splitorium is free to download, with in-app purchases available.

### Which has better reviews, Changed or Splitorium?

Splitorium is rated higher. Changed averages 4.6 out of 5 from 5.7K ratings, while Splitorium averages 5.0 from 16 ratings.

### Do Changed or Splitorium have ads?

Changed shows ads; Splitorium does not.

### Which is updated more often, Changed or Splitorium?

Changed ships an update every 8 days, and Splitorium every 4 days. Most recently, Changed was updated on November 6, 2026 and Splitorium on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*