# Changed vs Debt Payoff Planner Plus

The clearest difference is in-app purchases: Changed at none against Debt Payoff Planner Plus's 1. Changed also leads on update cadence (every 8 days vs every 3 months). Debt Payoff Planner Plus's advantage is iOS requirement (15.1 vs 17.6). On price, ads and device support there is nothing between them.

Both are free to download. Debt Payoff Planner Plus sells 1 one-off in-app purchase. Changed asks for nothing beyond the download.

Changed ships an update every 8 days, Debt Payoff Planner Plus every 3 months. The most recent releases landed on November 1, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Changed | Debt Payoff Planner Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (5.7K ratings)](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383/reviews)** | — |
| Number of ratings | **5.7K** | — |
| Positive reviews | 41.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 8 days** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 170 MB | 6 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Changed Inc.](https://appshunter.io/developer/1164559382) | [Storq Labs BV](https://appshunter.io/developer/1864178327) |

## What reviewers say

### Changed

[App page](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383)

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

**Highlights:** Automated extra payments, Round up purchases, Track all debt types, Debt Snowball strategy, Debt Avalanche strategy, Interest savings calculator

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Helpful in paying off loans
- 💡 Automatic debt payments
- 👍 Easy to use
- 🤑 Saves money without noticing
- 🎉 Motivating to see progress

**What reviewers complain about**

- 🐛 Connectivity issues with accounts
- 🕰️ Slow payment processing
- 💸 Subscription fees
- 🤖 Poor customer support
- 🔒 Difficulty accessing/withdrawing funds

**Reported bugs**

- App freezing or crashing
- Incorrect loan balance tracking
- Payments not showing up on loan accounts
- Withdrawal/refund issues
- Syncing problems with bank/loan accounts

**Requested features**

- More customization options
- Faster payment processing
- Ability to manage multiple loans
- Mobile app improvements
- Better communication with users


### Debt Payoff Planner Plus

[App page](https://appshunter.io/ios/app/debt-payoff-planner-plus/id6758942155)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |


## Frequently asked questions

### Is Changed free?

Changed is free to download, with no in-app purchases.

### Is Debt Payoff Planner Plus free?

Debt Payoff Planner Plus is free to download, with in-app purchases available.

### Do Changed or Debt Payoff Planner Plus have ads?

Both Changed and Debt Payoff Planner Plus show ads.

### Which is updated more often, Changed or Debt Payoff Planner Plus?

Changed ships an update every 8 days, and Debt Payoff Planner Plus every 3 months. Most recently, Changed was updated on November 1, 2026 and Debt Payoff Planner Plus on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*