# Changed vs Paycheck by Paycheck

The clearest difference is in-app purchases: Changed at none against Paycheck by Paycheck's 2. Paycheck by Paycheck's advantage is ads (none vs shown) and iOS requirement (15.1 vs 17.6). On price, update cadence and device support there is nothing between them.

Both are free to download. Paycheck by Paycheck sells 2 in-app purchases, starting at $5.99 per month. Changed asks for nothing beyond the download.

Changed ships an update every 8 days, Paycheck by Paycheck fortnightly. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Changed | Paycheck by Paycheck |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (5.7K ratings)](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383/reviews)** | — |
| Number of ratings | **5.7K** | — |
| Positive reviews | 41.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Free with in-app purchases | — |
| Size | 170 MB | 65 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Changed Inc.](https://appshunter.io/developer/1164559382) | [DAVID ANDREW LIVINGSTON](https://appshunter.io/developer/1881452633) |

## What reviewers say

### Changed

[App page](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383)

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

**Highlights:** Automated extra payments, Round up purchases, Track all debt types, Debt Snowball strategy, Debt Avalanche strategy, Interest savings calculator

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Helpful in paying off loans
- 💡 Automatic debt payments
- 👍 Easy to use
- 🤑 Saves money without noticing
- 🎉 Motivating to see progress

**What reviewers complain about**

- 🐛 Connectivity issues with accounts
- 🕰️ Slow payment processing
- 💸 Subscription fees
- 🤖 Poor customer support
- 🔒 Difficulty accessing/withdrawing funds

**Reported bugs**

- App freezing or crashing
- Incorrect loan balance tracking
- Payments not showing up on loan accounts
- Withdrawal/refund issues
- Syncing problems with bank/loan accounts

**Requested features**

- More customization options
- Faster payment processing
- Ability to manage multiple loans
- Mobile app improvements
- Better communication with users


### Paycheck by Paycheck

[App page](https://appshunter.io/ios/app/paycheck-by-paycheck/id6759883787)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $5.99 | per month |
| Annual Subscription | $49.99 | per year |


## Frequently asked questions

### Is Changed free?

Changed is free to download, with no in-app purchases.

### Is Paycheck by Paycheck free?

Paycheck by Paycheck is free to download, with in-app purchases available.

### Do Changed or Paycheck by Paycheck have ads?

Changed shows ads; Paycheck by Paycheck does not.

### Which is updated more often, Changed or Paycheck by Paycheck?

Changed ships an update every 8 days, and Paycheck by Paycheck fortnightly. Most recently, Changed was updated on November 1, 2026 and Paycheck by Paycheck on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*