# Changed vs Debt Lifter

The clearest difference is price: Changed at Free against Debt Lifter's $4.99. Debt Lifter's advantage is ads (none vs shown). On update cadence, in-app purchases, device support and iOS requirement there is nothing between them.

Changed is free to download; Debt Lifter costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Changed ships an update every 8 days, Debt Lifter fortnightly. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Changed | Debt Lifter |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | **[4.6 (5.7K ratings)](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383/reviews)** | — |
| Number of ratings | **5.7K** | — |
| Positive reviews | 41.5% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Free with in-app purchases | — |
| Size | 170 MB | 12 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Changed Inc.](https://appshunter.io/developer/1164559382) | [James Clark](https://appshunter.io/developer/6778576095) |

## What reviewers say

### Changed

[App page](https://appshunter.io/ios/app/changed-automate-debt-payoff/id1164559383)

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

**Highlights:** Automated extra payments, Round up purchases, Track all debt types, Debt Snowball strategy, Debt Avalanche strategy, Interest savings calculator

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Helpful in paying off loans
- 💡 Automatic debt payments
- 👍 Easy to use
- 🤑 Saves money without noticing
- 🎉 Motivating to see progress

**What reviewers complain about**

- 🐛 Connectivity issues with accounts
- 🕰️ Slow payment processing
- 💸 Subscription fees
- 🤖 Poor customer support
- 🔒 Difficulty accessing/withdrawing funds

**Reported bugs**

- App freezing or crashing
- Incorrect loan balance tracking
- Payments not showing up on loan accounts
- Withdrawal/refund issues
- Syncing problems with bank/loan accounts

**Requested features**

- More customization options
- Faster payment processing
- Ability to manage multiple loans
- Mobile app improvements
- Better communication with users


### Debt Lifter

[App page](https://appshunter.io/ios/app/debt-lifter/id6778576093)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Changed free?

Changed is free to download, with no in-app purchases.

### Is Debt Lifter free?

Debt Lifter costs $4.99, with no in-app purchases.

### Do Changed or Debt Lifter have ads?

Changed shows ads; Debt Lifter does not.

### Which is updated more often, Changed or Debt Lifter?

Changed ships an update every 8 days, and Debt Lifter fortnightly. Most recently, Changed was updated on November 6, 2026 and Debt Lifter on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*