# U!Pay vs AS

The clearest difference is iOS requirement: U!Pay at 13.0 against AS's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | U!Pay | AS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (22 ratings)](https://appshunter.io/ios/app/upay/id1165358976/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 21.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | — |
| Size | 150 MB | 242 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Ucom LLC](https://appshunter.io/developer/547203748) | [ArmSoft](https://appshunter.io/developer/964033493) |

## What reviewers say

### U!Pay

[App page](https://appshunter.io/ios/app/upay/id1165358976)

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

**Highlights:** Instant payments, Money transfers, Money withdrawal, User-friendly design, High security, PIN transaction approval

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AS

[App page](https://appshunter.io/ios/app/as-trade/id1625831778)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U!Pay free?

U!Pay is free to download, with no in-app purchases.

### Is AS free?

AS is free to download, with no in-app purchases.

### Do U!Pay or AS have ads?

Neither U!Pay nor AS shows ads.

### Which is updated more often, U!Pay or AS?

U!Pay ships an update monthly, and AS monthly. Most recently, U!Pay was updated on October 5, 2026 and AS on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*