# U!Pay vs Fast Shift

The clearest difference is review sentiment: Fast Shift at 76% against U!Pay's 21%. Fast Shift also leads on rating (3.9 vs 3.2) and update cadence (every 10 days vs monthly). U!Pay's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fast Shift holds the better App Store score, 3.9 against 3.2. Both are backed by a comparable volume of ratings — 22 and 18 respectively. Written reviews point the same way: 21% of U!Pay's written reviews are positive against 76% of Fast Shift's.

U!Pay ships an update monthly, Fast Shift every 10 days. The most recent releases landed on September 18, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | U!Pay | Fast Shift |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (22 ratings)](https://appshunter.io/ios/app/upay/id1165358976/reviews) | **[3.9 (18 ratings)](https://appshunter.io/ios/app/fast-shift/id1660198581/reviews)** |
| Number of ratings | **22** | 18 |
| Positive reviews | 21.4% of reviews | **76.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 150 MB | 239 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ucom LLC](https://appshunter.io/developer/547203748) | [Fast Shift LLC](https://appshunter.io/developer/1665833212) |

## What reviewers say

### U!Pay

[App page](https://appshunter.io/ios/app/upay/id1165358976)

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

**Highlights:** Instant payments, Money transfers, Money withdrawal, User-friendly design, High security, PIN transaction approval

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fast Shift

[App page](https://appshunter.io/ios/app/fast-shift/id1660198581)

Manage your finances with a comprehensive banking app offering secure payments, transfers, and bill payments. Open an account in minutes to pay for over 300 services, manage cards, and receive instant notifications.

**Highlights:** Secure online payments, Send and receive funds, Pay over 300 services, Manage banking cards, Contactless QR payments, Instant account notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U!Pay free?

U!Pay is free to download, with no in-app purchases.

### Is Fast Shift free?

Fast Shift is free to download, with no in-app purchases.

### Which has better reviews, U!Pay or Fast Shift?

Fast Shift is rated higher. U!Pay averages 3.2 out of 5 from 22 ratings, while Fast Shift averages 3.9 from 18 ratings.

### Do U!Pay or Fast Shift have ads?

Neither U!Pay nor Fast Shift shows ads.

### Which is updated more often, U!Pay or Fast Shift?

U!Pay ships an update monthly, and Fast Shift every 10 days. Most recently, U!Pay was updated on September 18, 2026 and Fast Shift on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*