# U!Pay vs FastBank Mobile

The clearest difference is rating: FastBank Mobile at 4.1 against U!Pay's 3.2. FastBank Mobile also leads on update cadence (every 8 days vs monthly). U!Pay's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FastBank Mobile holds the better App Store score, 4.1 against 3.2. Both are backed by a comparable volume of ratings — 22 and 26 respectively. Written reviews point the same way: 21% of U!Pay's written reviews are positive against 25% of FastBank Mobile's.

U!Pay ships an update monthly, FastBank Mobile every 8 days. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | U!Pay | FastBank Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (22 ratings)](https://appshunter.io/ios/app/upay/id1165358976/reviews) | **[4.1 (26 ratings)](https://appshunter.io/ios/app/fastbank-mobile/id6472175291/reviews)** |
| Number of ratings | 22 | **26** |
| Positive reviews | 21.4% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free | Free |
| Size | 150 MB | 178 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Ucom LLC](https://appshunter.io/developer/547203748) | [Fast Bank CJSC](https://appshunter.io/developer/1369558423) |

## What reviewers say

### U!Pay

[App page](https://appshunter.io/ios/app/upay/id1165358976)

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

**Highlights:** Instant payments, Money transfers, Money withdrawal, User-friendly design, High security, PIN transaction approval

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FastBank Mobile

[App page](https://appshunter.io/ios/app/fastbank-mobile/id6472175291)

Manage your money seamlessly with this digital banking app. Spend, save, and track your finances all in one place. Open accounts, access loan details, and make transfers effortlessly.

**Highlights:** Digital account opening, One-click bank account opening, Loan detail access and payments, Fast money transfers, Deposit tracking, Exchange rate updates, Hassle-free transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U!Pay free?

U!Pay is free to download, with no in-app purchases.

### Is FastBank Mobile free?

FastBank Mobile is free to download, with no in-app purchases.

### Which has better reviews, U!Pay or FastBank Mobile?

FastBank Mobile is rated higher. U!Pay averages 3.2 out of 5 from 22 ratings, while FastBank Mobile averages 4.1 from 26 ratings.

### Do U!Pay or FastBank Mobile have ads?

Neither U!Pay nor FastBank Mobile shows ads.

### Which is updated more often, U!Pay or FastBank Mobile?

U!Pay ships an update monthly, and FastBank Mobile every 8 days. Most recently, U!Pay was updated on November 2, 2026 and FastBank Mobile on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*