# U!Pay vs Memberly by PAYable

The clearest difference is iOS requirement: U!Pay at 13.0 against Memberly by PAYable's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | U!Pay | Memberly by PAYable |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (22 ratings)](https://appshunter.io/ios/app/upay/id1165358976/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 21.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | — |
| Size | 150 MB | 41 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ucom LLC](https://appshunter.io/developer/547203748) | [PAYable (Pvt) Ltd.](https://appshunter.io/developer/1122916285) |

## What reviewers say

### U!Pay

[App page](https://appshunter.io/ios/app/upay/id1165358976)

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

**Highlights:** Instant payments, Money transfers, Money withdrawal, User-friendly design, High security, PIN transaction approval

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Memberly by PAYable

[App page](https://appshunter.io/ios/app/memberly-by-payable/id6759237278)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U!Pay free?

U!Pay is free to download, with no in-app purchases.

### Is Memberly by PAYable free?

Memberly by PAYable is free to download, with no in-app purchases.

### Do U!Pay or Memberly by PAYable have ads?

Neither U!Pay nor Memberly by PAYable shows ads.

### Which is updated more often, U!Pay or Memberly by PAYable?

U!Pay ships an update monthly, and Memberly by PAYable monthly. Most recently, U!Pay was updated on October 24, 2026 and Memberly by PAYable on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*