# U!Pay vs SplitFree

The clearest difference is rating: SplitFree at 5.0 against U!Pay's 3.2. SplitFree also leads on update cadence (every 6 days vs monthly). U!Pay's advantage is ratings volume (22 vs 1) and iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SplitFree holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: U!Pay has 22 ratings behind it against 1, so its average is the more settled of the two.

U!Pay ships an update monthly, SplitFree every 6 days. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | U!Pay | SplitFree |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (22 ratings)](https://appshunter.io/ios/app/upay/id1165358976/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitfree-expense-splitting/id6801583096/reviews)** |
| Number of ratings | **22** | 1 |
| Positive reviews | 21.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 6 days** |
| Monetization | Free | Free |
| Size | 150 MB | 5 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ucom LLC](https://appshunter.io/developer/547203748) | [DEVESH AGGARWAL](https://appshunter.io/developer/6801583098) |

## What reviewers say

### U!Pay

[App page](https://appshunter.io/ios/app/upay/id1165358976)

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

**Highlights:** Instant payments, Money transfers, Money withdrawal, User-friendly design, High security, PIN transaction approval

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SplitFree

[App page](https://appshunter.io/ios/app/splitfree-expense-splitting/id6801583096)

This app simplifies splitting expenses for groups, trips, or shared living. It tracks who paid for what and calculates the simplest way to settle debts, supporting multiple currencies and custom splits. It also offers receipt scanning and CSV import/export.

**Highlights:** Group expense tracking, Simplified settlement calculations, Multiple split methods, Receipt scanning, Multi-currency support, Offline functionality, CSV import/export

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is U!Pay free?

U!Pay is free to download, with no in-app purchases.

### Is SplitFree free?

SplitFree is free to download, with no in-app purchases.

### Which has better reviews, U!Pay or SplitFree?

SplitFree is rated higher. U!Pay averages 3.2 out of 5 from 22 ratings, while SplitFree averages 5.0 from 1 ratings.

### Do U!Pay or SplitFree have ads?

Neither U!Pay nor SplitFree shows ads.

### Which is updated more often, U!Pay or SplitFree?

U!Pay ships an update monthly, and SplitFree every 6 days. Most recently, U!Pay was updated on October 5, 2026 and SplitFree on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*