# Universal MF vs InCred Premier

The clearest difference is ads: Universal MF at none against InCred Premier's shown. InCred Premier's advantage is update cadence (monthly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universal MF ships an update every 2 months, InCred Premier monthly. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Universal MF | InCred Premier |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Ad-supported |
| Size | 104 MB | 91 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Excel Net Solutions Private Limited](https://appshunter.io/developer/1108471137) | [INCRED PREMIER DISTRIBUTION PRIVATE LIMITED](https://appshunter.io/developer/1756848610) |

## What reviewers say

### Universal MF

[App page](https://appshunter.io/ios/app/universal-mf/id1166164290)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### InCred Premier

[App page](https://appshunter.io/ios/app/incred-premier/id6535669018)

Manage your investments and track your wealth with personalized financial solutions. Invest in mutual funds, view holdings, and get expert analysis for your portfolio. Supports multiple Indian languages and offers enhanced security features.

**Highlights:** Mutual fund investments (SIP & Lumpsum), Portfolio and holdings tracking, NFO application, Multi-lingual support, Enhanced security login options, Expert portfolio analysis

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Universal MF free?

Universal MF is free to download, with no in-app purchases.

### Is InCred Premier free?

InCred Premier is free to download, with no in-app purchases.

### Do Universal MF or InCred Premier have ads?

InCred Premier shows ads; Universal MF does not.

### Which is updated more often, Universal MF or InCred Premier?

Universal MF ships an update every 2 months, and InCred Premier monthly. Most recently, Universal MF was updated on November 11, 2026 and InCred Premier on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*