# 时光智投 vs 大智慧基金

The clearest difference is in-app purchases: 大智慧基金 at none against 时光智投's 7. 大智慧基金 also leads on iOS requirement (9.0 vs 14.0). 时光智投's advantage is ads (none vs shown) and update cadence (monthly vs every 8 months). On price and device support there is nothing between them.

Both are free to download. 时光智投 sells 7 one-off in-app purchases. 大智慧基金 asks for nothing beyond the download.

时光智投 ships an update monthly, 大智慧基金 every 8 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | 时光智投 | 大智慧基金 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 8 months |
| Size | 58 MB | 330 MB |
| Requires iOS | 14.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [广源达信](https://appshunter.io/developer/1166471490) | [DZH Wealth management co., LTD.,](https://appshunter.io/developer/1380584384) |

## What reviewers say

### 时光智投

[App page](https://appshunter.io/ios/app/id1166471491)

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小白理财训练营 | $0.99 | one-time |
| 可转债打新课 | $74.99 | one-time |
| 港股打新实战训练营 | $89.99 | one-time |
| 开源赚钱课 | $129.99 | one-time |
| 保险实战训练营 | $149.99 | one-time |
| 基金实操训练营 | $199.99 | one-time |
| 股票实操训练营 | $199.99 | one-time |


### 大智慧基金

[App page](https://appshunter.io/ios/app/id1380584385)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 时光智投 free?

时光智投 is free to download, with in-app purchases available.

### Is 大智慧基金 free?

大智慧基金 is free to download, with no in-app purchases.

### Do 时光智投 or 大智慧基金 have ads?

大智慧基金 shows ads; 时光智投 does not.

### Which is updated more often, 时光智投 or 大智慧基金?

时光智投 ships an update monthly, and 大智慧基金 every 8 months. Most recently, 时光智投 was updated on November 6, 2026 and 大智慧基金 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*