# 时光智投 vs 腾元基金

The clearest difference is in-app purchases: 腾元基金 at none against 时光智投's 7. 时光智投's advantage is iOS requirement (12.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 时光智投 sells 7 one-off in-app purchases. 腾元基金 asks for nothing beyond the download.

时光智投 ships an update monthly, 腾元基金 fortnightly. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | 时光智投 | 腾元基金 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Size | 70 MB | 77 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 17+ |
| Developer | [广源达信](https://appshunter.io/developer/1166471490) | [Shenzhen Tengyuan Fund Sales Co., Ltd.](https://appshunter.io/developer/1619034150) |

## What reviewers say

### 时光智投

[App page](https://appshunter.io/ios/app/id1166471491)

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小白理财训练营 | $0.99 | one-time |
| 可转债打新课 | $74.99 | one-time |
| 港股打新实战训练营 | $89.99 | one-time |
| 开源赚钱课 | $129.99 | one-time |
| 保险实战训练营 | $149.99 | one-time |
| 基金实操训练营 | $199.99 | one-time |
| 股票实操训练营 | $199.99 | one-time |


### 腾元基金

[App page](https://appshunter.io/ios/app/id6449832585)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 时光智投 free?

时光智投 is free to download, with in-app purchases available.

### Is 腾元基金 free?

腾元基金 is free to download, with no in-app purchases.

### Do 时光智投 or 腾元基金 have ads?

Neither 时光智投 nor 腾元基金 shows ads.

### Which is updated more often, 时光智投 or 腾元基金?

时光智投 ships an update monthly, and 腾元基金 fortnightly. Most recently, 时光智投 was updated on October 6, 2026 and 腾元基金 on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*