# APC Experian vs DAVIbank Panamá

The clearest difference is rating: APC Experian at 4.2 against DAVIbank Panamá's 1.8. APC Experian also leads on review sentiment (17% vs 7%). DAVIbank Panamá's advantage is monetization model (free vs subscription) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

APC Experian holds the better App Store score, 4.2 against 1.8. That said, the two scores are not equally well evidenced: DAVIbank Panamá has 37 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 17% of APC Experian's written reviews are positive against 7% of DAVIbank Panamá's.

APC Experian ships an update every 6 weeks, DAVIbank Panamá fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | APC Experian | DAVIbank Panamá |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/apc-experian/id1167040978/reviews)** | [1.8 (37 ratings)](https://appshunter.io/ios/app/davibank-panama/id1514019869/reviews) |
| Number of ratings | 5 | **37** |
| Positive reviews | **16.7% of reviews** | 6.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Subscription | **Free** |
| Size | 30 MB | 47 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Apc Buro S.A.](https://appshunter.io/developer/1589159191) | [Scotiabank de Costa Rica](https://appshunter.io/developer/740676718) |

## What reviewers say

### APC Experian

[App page](https://appshunter.io/ios/app/apc-experian/id1167040978)

Access your credit information and financial data with this app. It allows you to check your credit history, loan status, payment applications, and credit score. You can also set up alerts for credit inquiries.

**Highlights:** Verify credit history, Consult loan and service status, Verify payment applications, Check inteliScore, Schedule inquiry alerts

**In-app purchases:** none


### DAVIbank Panamá

[App page](https://appshunter.io/ios/app/davibank-panama/id1514019869)

Manage your finances with this banking app. Check balances, make payments, transfer funds, and access investment details. Enjoy secure 24/7 access with facial recognition.

**Highlights:** Check account balances and transactions, Manage credit cards, Access investment details, Make payments and transfers, Open savings accounts, Share transaction receipts

**In-app purchases:** none


## Frequently asked questions

### Is APC Experian free?

APC Experian is free to download, with no in-app purchases.

### Is DAVIbank Panamá free?

DAVIbank Panamá is free to download, with no in-app purchases.

### Which has better reviews, APC Experian or DAVIbank Panamá?

APC Experian is rated higher. APC Experian averages 4.2 out of 5 from 5 ratings, while DAVIbank Panamá averages 1.8 from 37 ratings.

### Do APC Experian or DAVIbank Panamá have ads?

Neither APC Experian nor DAVIbank Panamá shows ads.

### Which is updated more often, APC Experian or DAVIbank Panamá?

APC Experian ships an update every 6 weeks, and DAVIbank Panamá fortnightly. Most recently, APC Experian was updated on October 24, 2026 and DAVIbank Panamá on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*