# APC Experian vs CMF App

The clearest difference is monetization model: CMF App at ad-supported against APC Experian's subscription. CMF App also leads on ratings volume (7 vs 1). APC Experian's advantage is ads (none vs shown). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for APC Experian against 5.0 for CMF App. That said, the two scores are not equally well evidenced: CMF App has 7 ratings behind it against 1, so its average is the more settled of the two.

APC Experian ships an update every 6 weeks, CMF App every 3 weeks. The most recent releases landed on September 19, 2026 and August 26, 2026 respectively.

## The numbers

| Metric | APC Experian | CMF App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/apc-experian/id1167040978/reviews) | [5.0 (7 ratings)](https://appshunter.io/ios/app/cmf-app/id6451213803/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Subscription | **Ad-supported** |
| Size | 30 MB | 81 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Apc Buro S.A.](https://appshunter.io/developer/1589159191) | [CM Financiera, S.A](https://appshunter.io/developer/1697185668) |

## What reviewers say

### APC Experian

[App page](https://appshunter.io/ios/app/apc-experian/id1167040978)

Access your credit information and financial data with this app. It allows you to check your credit history, loan status, payment applications, and credit score. You can also set up alerts for credit inquiries.

**Highlights:** Verify credit history, Consult loan and service status, Verify payment applications, Check inteliScore, Schedule inquiry alerts

**In-app purchases:** none


### CMF App

[App page](https://appshunter.io/ios/app/cmf-app/id6451213803)

Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.

**Highlights:** Digital credit card access, Transaction inquiries, Payment processing, Installment conversion, Insurance purchasing, New product applications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is APC Experian free?

APC Experian is free to download, with no in-app purchases.

### Is CMF App free?

CMF App is free to download, with no in-app purchases.

### Which has better reviews, APC Experian or CMF App?

APC Experian and CMF App are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.

### Do APC Experian or CMF App have ads?

CMF App shows ads; APC Experian does not.

### Which is updated more often, APC Experian or CMF App?

APC Experian ships an update every 6 weeks, and CMF App every 3 weeks. Most recently, APC Experian was updated on September 19, 2026 and CMF App on August 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*