# APC Experian vs Factum

The clearest difference is update cadence: APC Experian at every 6 weeks against Factum's every 15 months. APC Experian also leads on iOS requirement (15.6 vs 17.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

APC Experian ships an update every 6 weeks, Factum every 15 months. The most recent releases landed on October 15, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | APC Experian | Factum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/apc-experian/id1167040978/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 15 months |
| Monetization | Subscription | — |
| Size | 30 MB | 74 MB |
| Requires iOS | **15.6** | 17.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Apc Buro S.A.](https://appshunter.io/developer/1589159191) | [ASESORAMIENTO Y DESARROLLO DE SISTEMAS INFORMATICOS SL](https://appshunter.io/developer/1492056928) |

## What reviewers say

### APC Experian

[App page](https://appshunter.io/ios/app/apc-experian/id1167040978)

Access your credit information and financial data with this app. It allows you to check your credit history, loan status, payment applications, and credit score. You can also set up alerts for credit inquiries.

**Highlights:** Verify credit history, Consult loan and service status, Verify payment applications, Check inteliScore, Schedule inquiry alerts

**In-app purchases:** none


### Factum

[App page](https://appshunter.io/ios/app/factum/id6479517345)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is APC Experian free?

APC Experian is free to download, with no in-app purchases.

### Is Factum free?

Factum is free to download, with no in-app purchases.

### Do APC Experian or Factum have ads?

Neither APC Experian nor Factum shows ads.

### Which is updated more often, APC Experian or Factum?

APC Experian ships an update every 6 weeks, and Factum every 15 months. Most recently, APC Experian was updated on October 15, 2026 and Factum on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*