# UBgo vs Self Digital

The clearest difference is rating: Self Digital at 5.0 against UBgo's 1.0. UBgo's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Self Digital holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UBgo ships an update every 2 weeks, Self Digital every 5 weeks. The most recent releases landed on October 18, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | UBgo | Self Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/ubgo/id1168612887/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/self-digital/id6451039559/reviews)** |
| Number of ratings | 2 | 2 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 110 MB | 97 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UNION BANK OF COLOMBO PLC](https://appshunter.io/developer/1474068053) | [Citizens Development Business Finance PLC](https://appshunter.io/developer/1163972174) |

## What reviewers say

### UBgo

[App page](https://appshunter.io/ios/app/ubgo/id1168612887)

This digital banking app offers a convenient way to manage your finances and access lifestyle services. It provides features like account management, fund transfers, and bill payments, with some services available even if you're not a bank customer.

**Highlights:** Account balances and transaction history, Fund transfers (own, Union Bank, other banks), Bill and insurance premium payments, Cheque book and statement requests, Loan and cheque status inquiries, Interest and exchange rate access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Self Digital

[App page](https://appshunter.io/ios/app/self-digital/id6451039559)

Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.

**Highlights:** Fund transfers, Bill payments, Account balance tracking, Loan applications, Biometric login, Instant transaction alerts, QR code scanning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBgo free?

UBgo is free to download, with no in-app purchases.

### Is Self Digital free?

Self Digital is free to download, with no in-app purchases.

### Which has better reviews, UBgo or Self Digital?

Self Digital is rated higher. UBgo averages 1.0 out of 5 from 2 ratings, while Self Digital averages 5.0 from 2 ratings.

### Do UBgo or Self Digital have ads?

Neither UBgo nor Self Digital shows ads.

### Which is updated more often, UBgo or Self Digital?

UBgo ships an update every 2 weeks, and Self Digital every 5 weeks. Most recently, UBgo was updated on October 18, 2026 and Self Digital on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*