# Síminn Pay vs Auður

The clearest difference is ratings volume: Síminn Pay at 270 against Auður's 4. Síminn Pay also leads on monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Síminn Pay against 4.8 for Auður. That said, the two scores are not equally well evidenced: Síminn Pay has 270 ratings behind it against 4, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Síminn Pay | Auður |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (270 ratings)](https://appshunter.io/ios/app/siminn-pay/id1170582821/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/auur/id1523911435/reviews)** |
| Number of ratings | **270** | 4 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 94 MB | 84 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Síminn](https://appshunter.io/developer/509495492) | [Kvika](https://appshunter.io/developer/1476540694) |

## What reviewers say

### Síminn Pay

[App page](https://appshunter.io/ios/app/siminn-pay/id1170582821)

This app functions as a digital wallet for seamless online and in-store payments. It offers features like installment plans, parking meter payments, exclusive deals, and a centralized location for all your receipts.

**Highlights:** Digital wallet for payments, 14-day payment deferral, Installment plans up to 36 months, Parking meter payments, Access to merchant offers, Centralized receipts, Charitable donations

**Features:** Apple Wallet

**In-app purchases:** none


### Auður

[App page](https://appshunter.io/ios/app/auur/id1523911435)

This app offers savings accounts with high interest rates, managed entirely online. Create multiple named savings accounts for specific goals or choose fixed-term accounts with guaranteed interest rates. It also features inflation-linked accounts for younger users.

**Highlights:** High-interest savings accounts, Multiple named savings accounts, Fixed-term savings accounts, Inflation-linked future accounts, Monthly interest payouts, Calculate estimated interest earnings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Síminn Pay free?

Síminn Pay is free to download, with no in-app purchases.

### Is Auður free?

Auður is free to download, with no in-app purchases.

### Which has better reviews, Síminn Pay or Auður?

Auður is rated higher. Síminn Pay averages 4.7 out of 5 from 270 ratings, while Auður averages 4.8 from 4 ratings.

### Do Síminn Pay or Auður have ads?

Neither Síminn Pay nor Auður shows ads.

### Which is updated more often, Síminn Pay or Auður?

Síminn Pay ships an update monthly, and Auður monthly. Most recently, Síminn Pay was updated on November 2, 2026 and Auður on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*