# Banreservas vs Declara

The clearest difference is in-app purchases: Banreservas at none against Declara's 3. Declara's advantage is update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Declara sells 3 in-app purchases, starting at $9.99 per month. Banreservas asks for nothing beyond the download.

Banreservas ships an update every 3 weeks, Declara weekly. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Banreservas | Declara |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (4K ratings)](https://appshunter.io/ios/app/banreservas/id1170610154/reviews)** | — |
| Number of ratings | **4K** | — |
| Positive reviews | 46.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 189 MB | 16 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BanReservas](https://appshunter.io/developer/1170610153) | [Agua Cojobal S.R.L.](https://appshunter.io/developer/6799142283) |

## What reviewers say

### Banreservas

[App page](https://appshunter.io/ios/app/banreservas/id1170610154)

Manage your Banreservas products and services securely and efficiently from your mobile device. Perform consultations, transfers, and payments, manage your cards, and withdraw cash without a physical card. The app offers digital product applications, transaction authorization, and virtual assistance.

**Highlights:** Account consultations and transfers, Card management and Apple Wallet integration, Cardless ATM cash withdrawals, Digital product applications, Digital token for transaction authorization, Virtual assistant for support, Proximity transfers and bill splitting

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 💳 Convenient banking features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult to navigate
- 🕰️ Slow performance
- 🔒 Security issues with token activation

**Reported bugs**

- App freezes when trying to access account information
- Token activation process is unreliable
- Compatibility issues with newer iOS versions

**Requested features**

- Integrate with mobile wallets (Apple Pay, Google Pay)
- Provide more detailed transaction history
- Allow remote token activation


### Declara

[App page](https://appshunter.io/ios/app/declara/id6799142281)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $9.99 | per month |
| Business | $19.99 | per month |
| Contador | $49.99 | per month |


## Frequently asked questions

### Is Banreservas free?

Banreservas is free to download, with no in-app purchases.

### Is Declara free?

Declara is free to download, with in-app purchases available.

### Do Banreservas or Declara have ads?

Neither Banreservas nor Declara shows ads.

### Which is updated more often, Banreservas or Declara?

Banreservas ships an update every 3 weeks, and Declara weekly. Most recently, Banreservas was updated on November 2, 2026 and Declara on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*