# Expense & Subscription Tracker vs Money Manager

The clearest difference is rating: Money Manager at 4.7 against Expense & Subscription Tracker's 4.4. Expense & Subscription Tracker's advantage is ratings volume (55 vs 11) and review sentiment (79% vs 70%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Expense & Subscription Tracker sells 25 in-app purchases, starting at $2.99 per 7 days and Money Manager sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Money Manager holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Expense & Subscription Tracker has 55 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 79% of Expense & Subscription Tracker's written reviews are positive against 70% of Money Manager's, so the app with the better star average is not the one people write more warmly about.

Expense & Subscription Tracker ships an update every 9 days, Money Manager fortnightly. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Expense & Subscription Tracker | Money Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (55 ratings)](https://appshunter.io/ios/app/expense-and-subscription-tracker/id1170797647/reviews) | **[4.7 (11 ratings)](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735/reviews)** |
| Number of ratings | **55** | 11 |
| Positive reviews | **78.6% of reviews** | 70.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 47 MB | 19 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [CREAM SOFTWARE](https://appshunter.io/developer/1056637092) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Expense & Subscription Tracker

[App page](https://appshunter.io/ios/app/expense-and-subscription-tracker/id1170797647)

Effortlessly track your spending, manage budgets, and build savings habits. Quickly log expenses, scan receipts, and automate recurring bills to gain clear financial visibility and control without complex tools.

**Highlights:** Fast expense entry, Smart receipt scanning, Recurring expense automation, Category summaries, Budget visibility, CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (25)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Week Premium Access | $2.99 | per 7 days |
| 1 Week Premium Access | $2.99 | per 7 days |
| 1 Month Premium (Trial) | $3.49 | per month |
| Premium for 1 month | $4.99 | per month |
| Premium for 6 months | $5.49 | per 6 months |
| Premium 3-Month Subscription | $6.95 | per 3 months |
| 1 Year Premium Access | $8.99 | per year |
| Premium 3-Month (Trial) | $9.95 | per 3 months |
| Special Deal – 1 Year Premium | $17.49 | per year |
| 1 Year Premium Access | $17.99 | per year |
| 1 Year Premium Access | $19.99 | per year |
| 1 Year Premium (Trial) | $19.99 | per year |
| Tea | $0.99 | one-time |
| Americano Coffee | $1.99 | one-time |
| Remove ads | $2.99 | one-time |
| Ice Coffee | $2.99 | one-time |
| Mocha | $3.99 | one-time |
| Custom Icons | $4.39 | one-time |
| Control with Subcategories | $4.39 | one-time |
| Recurring Expenses | $4.39 | one-time |
| Receipt Scanner | $5.49 | one-time |
| Special One-time purchase | $9.99 | one-time |
| Lifetime Premium Access | $15.99 | one-time |
| One-time purchase | $19.95 | one-time |
| Lifetime Premium Access | $29.99 | one-time |


### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Expense & Subscription Tracker free?

Expense & Subscription Tracker is free to download, with in-app purchases available.

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Which has better reviews, Expense & Subscription Tracker or Money Manager?

Money Manager is rated higher. Expense & Subscription Tracker averages 4.4 out of 5 from 55 ratings, while Money Manager averages 4.7 from 11 ratings.

### Do Expense & Subscription Tracker or Money Manager have ads?

Neither Expense & Subscription Tracker nor Money Manager shows ads.

### Which is updated more often, Expense & Subscription Tracker or Money Manager?

Expense & Subscription Tracker ships an update every 9 days, and Money Manager fortnightly. Most recently, Expense & Subscription Tracker was updated on November 1, 2026 and Money Manager on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*