# Uniquе vs IBI SMART

The clearest difference is rating: IBI SMART at 4.3 against Uniquе's 1.0. IBI SMART also leads on review sentiment (14% vs 0%) and ratings volume (25 vs 2). Uniquе's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBI SMART holds the better App Store score, 4.3 against 1.0. That said, the two scores are not equally well evidenced: IBI SMART has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Uniquе's written reviews are positive against 14% of IBI SMART's.

Uniquе ships an update every 3 weeks, IBI SMART every 2 weeks. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Uniquе | IBI SMART |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/uniqu/id1173606714/reviews) | **[4.3 (25 ratings)](https://appshunter.io/ios/app/ibi-smart/id1549437040/reviews)** |
| Number of ratings | 2 | **25** |
| Positive reviews | 0.0% of reviews | **14.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 33 MB | 163 MB |
| Requires iOS | **8.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Unique Software Industries Ltd.](https://appshunter.io/developer/1173606713) | [IBI BROKERAGE TECHNOLOGIES LTD](https://appshunter.io/developer/1549437042) |

## What reviewers say

### Uniquе

[App page](https://appshunter.io/ios/app/uniqu/id1173606714)

This app provides employees with access to their payslips and related salary details. View current and historical data including annual summary reports and tax forms.

**Highlights:** View payslips, Access annual summary reports, See employment details, View pension and payment information, Access tax forms 106 and 101

**Features:** macOS Compatibility

**In-app purchases:** none


### IBI SMART

[App page](https://appshunter.io/ios/app/ibi-smart/id1549437040)

Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.

**Highlights:** Manage stocks, options, and equity plans, U.S. stocks and ETFs trading, Demo account with virtual money, TipRanks analyst recommendations, AI analysis of financial reports, Create and track stock watch lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Uniquе free?

Uniquе is free to download, with no in-app purchases.

### Is IBI SMART free?

IBI SMART is free to download, with no in-app purchases.

### Which has better reviews, Uniquе or IBI SMART?

IBI SMART is rated higher. Uniquе averages 1.0 out of 5 from 2 ratings, while IBI SMART averages 4.3 from 25 ratings.

### Do Uniquе or IBI SMART have ads?

IBI SMART shows ads; Uniquе does not.

### Which is updated more often, Uniquе or IBI SMART?

Uniquе ships an update every 3 weeks, and IBI SMART every 2 weeks. Most recently, Uniquе was updated on October 15, 2026 and IBI SMART on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*