# 小象优品 vs 360分期

The clearest difference is review sentiment: 小象优品 at 83% against 360分期's 17%. 小象优品 also leads on iOS requirement (10.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 26, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | 小象优品 | 360分期 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (18 ratings)](https://appshunter.io/ios/app/id1174237598/reviews)** | — |
| Number of ratings | **18** | — |
| Positive reviews | **82.6% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 182 MB | 86 MB |
| Requires iOS | **10.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai Weihan Technology Co., Ltd.](https://appshunter.io/developer/1565301486) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 小象优品

[App page](https://appshunter.io/ios/app/id1174237598)

A curated shopping platform for trendy individuals, offering a convenient and reliable experience to enhance your lifestyle. Discover a wide range of products including 3C digital items, branded apparel, cosmetics, watches, and home goods.

**Highlights:** Curated product selection, 3C digital items, Branded apparel and footwear, Cosmetics and watches, Home goods, Convenient shopping experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360分期

[App page](https://appshunter.io/ios/app/360/id1411234513)

This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.

**Highlights:** Online application and approval, No collateral required, Automated and fast processing, Flexible repayment up to 24 months, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 小象优品 free?

小象优品 is free to download, with no in-app purchases.

### Is 360分期 free?

360分期 is free to download, with no in-app purchases.

### Do 小象优品 or 360分期 have ads?

Neither 小象优品 nor 360分期 shows ads.

### Which is updated more often, 小象优品 or 360分期?

小象优品 ships an update every 3 weeks, and 360分期 every 3 weeks. Most recently, 小象优品 was updated on September 26, 2026 and 360分期 on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*