# NerdWallet vs Oops­

The clearest difference is rating: NerdWallet at 4.8 against Oops­'s 3.7. NerdWallet also leads on in-app purchases (none vs 8) and ratings volume (125K vs 2.5K). Oops­'s advantage is ads (none vs shown) and update cadence (every 2 days vs fortnightly). On price, review sentiment, monetization model and iOS requirement there is nothing between them.

Both are free to download. Oops­ sells 8 in-app purchases, starting at $3.99 per month. NerdWallet asks for nothing beyond the download.

NerdWallet holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: NerdWallet has 125K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews point the same way: 34% of NerdWallet's written reviews are positive against 32% of Oops­'s.

NerdWallet ships an update fortnightly, Oops­ every 2 days. The most recent releases landed on September 25, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | NerdWallet | Oops­ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (125K ratings)](https://appshunter.io/ios/app/nerdwallet-smart-money-app/id1174471607/reviews)** | [3.7 (2.5K ratings)](https://appshunter.io/ios/app/oops/id1593466495/reviews) |
| Number of ratings | **125K** | 2.5K |
| Positive reviews | **34.0% of reviews** | 31.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 98 MB | 133 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NerdWallet](https://appshunter.io/developer/578853412) | [Oops Finance, Inc.](https://appshunter.io/developer/1593466497) |

## What reviewers say

### NerdWallet

[App page](https://appshunter.io/ios/app/nerdwallet-smart-money-app/id1174471607)

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

**Highlights:** Track cash, investments, credit cards, loans, and property, Monitor and cancel recurring bills and subscriptions, Actionable financial insights on credit score and cash flow, Earn APY on cash accounts, Invest in U.S. Treasury Bills, Automated investing with direct indexing, Learn about financial news and its impact

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Helpful financial insights
- 👍 User-friendly interface
- 🚀 Comprehensive account tracking
- 💡 Personalized recommendations

**What reviewers complain about**

- 🐛 Frequent connection issues
- 🐛 Inaccurate account balances
- 🐛 Unreliable account linking
- 🐛 Inconsistent transaction categorization

**Reported bugs**

- Accounts randomly unlinking
- Incorrect credit score reporting
- Delayed transaction updates

**Requested features**

- Custom spending categories
- Manual transaction entry
- Detailed budgeting tools
- Improved account synchronization


### Oops­

[App page](https://appshunter.io/ios/app/oops/id1593466495)

Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.

**Highlights:** Link unlimited bank accounts, Track all spending in one place, Sort transactions in real-time, Identify impulse purchases, Review spending habits, Build financial awareness

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Oops Gold | $3.99 | per month |
| Pro Weekly | $4.99 | per 7 days |
| Oops Pro | $4.99 | per month |
| Pro Monthly | $6.99 | per month |
| Oops Gold | $9.99 | per month |
| Annual $39.99 | $39.99 | per year |
| Oops Pro Annual | $59.99 | per year |
| First Time Connection | $3.99 | one-time |

**What reviewers like**

- 🎨 Visually appealing and intuitive interface
- 🕹️ Fun and engaging way to track spending
- 🔍 Comprehensive transaction categorization
- 🤝 Ability to share spending with friends

**What reviewers complain about**

- 🚫 App no longer works or has stopped functioning
- 💰 Excessive paywalls and subscription requirements
- 🔒 Concerns about security and data privacy
- 🔁 Frequent disconnections from bank accounts

**Reported bugs**

- Transactions disappearing or not syncing properly
- Inability to log in or access account information
- Glitches during onboarding and setup process

**Requested features**

- Custom spending categories
- Budgeting and goal-setting tools
- Integration with more financial institutions
- Improved customer support and responsiveness


## Frequently asked questions

### Is NerdWallet free?

NerdWallet is free to download, with no in-app purchases.

### Is Oops­ free?

Oops­ is free to download, with in-app purchases available.

### Which has better reviews, NerdWallet or Oops­?

NerdWallet is rated higher. NerdWallet averages 4.8 out of 5 from 125K ratings, while Oops­ averages 3.7 from 2.5K ratings.

### Do NerdWallet or Oops­ have ads?

NerdWallet shows ads; Oops­ does not.

### Which is updated more often, NerdWallet or Oops­?

NerdWallet ships an update fortnightly, and Oops­ every 2 days. Most recently, NerdWallet was updated on September 25, 2026 and Oops­ on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*