# flateXSecure vs FinanzOnline [+]

The clearest difference is iOS requirement: flateXSecure at 12.0 against FinanzOnline [+]'s 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

flateXSecure ships an update every 5 months, FinanzOnline [+] every 3 months. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | flateXSecure | FinanzOnline [+] |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (85 ratings)](https://appshunter.io/ios/app/flatexsecure/id1174476178/reviews)** | — |
| Number of ratings | **85** | — |
| Positive reviews | 84.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | — |
| Size | 10 MB | 24 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [flatexDEGIRO SE](https://appshunter.io/developer/638392948) | [Bundesministerium für Finanzen](https://appshunter.io/developer/491014114) |

## What reviewers say

### flateXSecure

[App page](https://appshunter.io/ios/app/flatexsecure/id1174476178)

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

**Highlights:** Secure transaction authorization, iTAN card alternative, Receive TANs on smartphone/tablet, Push notifications, Choose authorization method

**In-app purchases:** none


### FinanzOnline [+]

[App page](https://appshunter.io/ios/app/finanzonline-plus/id1381315278)

**In-app purchases:** none


## Frequently asked questions

### Is flateXSecure free?

flateXSecure is free to download, with no in-app purchases.

### Is FinanzOnline [+] free?

FinanzOnline [+] is free to download, with no in-app purchases.

### Do flateXSecure or FinanzOnline [+] have ads?

Neither flateXSecure nor FinanzOnline [+] shows ads.

### Which is updated more often, flateXSecure or FinanzOnline [+]?

flateXSecure ships an update every 5 months, and FinanzOnline [+] every 3 months. Most recently, flateXSecure was updated on October 24, 2026 and FinanzOnline [+] on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*