# flateXSecure vs Bancovinet

The clearest difference is rating: Bancovinet at 5.0 against flateXSecure's 4.5. Bancovinet also leads on update cadence (every 5 weeks vs every 5 months). flateXSecure's advantage is ratings volume (84 vs 1) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bancovinet holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: flateXSecure has 84 ratings behind it against 1, so its average is the more settled of the two.

flateXSecure ships an update every 5 months, Bancovinet every 5 weeks. The most recent releases landed on September 24, 2026 and July 7, 2026 respectively.

## The numbers

| Metric | flateXSecure | Bancovinet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (84 ratings)](https://appshunter.io/ios/app/flatexsecure/id1174476178/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bancovinet/id1524741720/reviews)** |
| Number of ratings | **84** | 1 |
| Positive reviews | 84.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 10 MB | 34 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [flatexDEGIRO SE](https://appshunter.io/developer/638392948) | [Asociacion Cooperativa de Ahorro y Credito Vicentina de RL](https://appshunter.io/developer/1524616676) |

## What reviewers say

### flateXSecure

[App page](https://appshunter.io/ios/app/flatexsecure/id1174476178)

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

**Highlights:** Secure transaction authorization, iTAN card alternative, Receive TANs on smartphone/tablet, Push notifications, Choose authorization method

**In-app purchases:** none


### Bancovinet

[App page](https://appshunter.io/ios/app/bancovinet/id1524741720)

Manage your banking operations conveniently from your mobile device. Access your accounts and perform transactions anytime, anywhere with a secure and reliable platform.

**Highlights:** Perform banking operations, Access accounts anytime, Secure transactions, Reliable platform, Mobile banking

**In-app purchases:** none


## Frequently asked questions

### Is flateXSecure free?

flateXSecure is free to download, with no in-app purchases.

### Is Bancovinet free?

Bancovinet is free to download, with no in-app purchases.

### Which has better reviews, flateXSecure or Bancovinet?

Bancovinet is rated higher. flateXSecure averages 4.5 out of 5 from 84 ratings, while Bancovinet averages 5.0 from 1 ratings.

### Do flateXSecure or Bancovinet have ads?

Neither flateXSecure nor Bancovinet shows ads.

### Which is updated more often, flateXSecure or Bancovinet?

flateXSecure ships an update every 5 months, and Bancovinet every 5 weeks. Most recently, flateXSecure was updated on September 24, 2026 and Bancovinet on July 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*