# flateXSecure vs finanzen.net zero Secure TAN

The clearest difference is review sentiment: flateXSecure at 85% against finanzen.net zero Secure TAN's 30%. flateXSecure also leads on ratings volume (84 vs 9). finanzen.net zero Secure TAN's advantage is rating (4.9 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

finanzen.net zero Secure TAN holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: flateXSecure has 84 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 85% of flateXSecure's written reviews are positive against 30% of finanzen.net zero Secure TAN's, so the app with the better star average is not the one people write more warmly about.

flateXSecure ships an update every 5 months, finanzen.net zero Secure TAN every 3 months. Both last shipped on October 16, 2026.

## The numbers

| Metric | flateXSecure | finanzen.net zero Secure TAN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (84 ratings)](https://appshunter.io/ios/app/flatexsecure/id1174476178/reviews) | **[4.9 (9 ratings)](https://appshunter.io/ios/app/finanzennet-zero-secure-tan/id1531074456/reviews)** |
| Number of ratings | **84** | 9 |
| Positive reviews | **84.9% of reviews** | 30.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 10 MB | 18 MB |
| Requires iOS | **12.0** | 12.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [flatexDEGIRO SE](https://appshunter.io/developer/638392948) | [finanzen.net zero GmbH](https://appshunter.io/developer/1531074458) |

## What reviewers say

### flateXSecure

[App page](https://appshunter.io/ios/app/flatexsecure/id1174476178)

Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.

**Highlights:** Secure transaction authorization, iTAN card alternative, Receive TANs on smartphone/tablet, Push notifications, Choose authorization method

**In-app purchases:** none


### finanzen.net zero Secure TAN

[App page](https://appshunter.io/ios/app/finanzennet-zero-secure-tan/id1531074456)

Securely authorize financial transactions and transfers with this app. Register your mobile device to receive push notifications for transaction approvals, streamlining your online banking and trading activities.

**Highlights:** Securely authorize transactions, Approve transfers and other operations, Push notification for approvals, Register multiple devices, Fast and convenient authorization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is flateXSecure free?

flateXSecure is free to download, with no in-app purchases.

### Is finanzen.net zero Secure TAN free?

finanzen.net zero Secure TAN is free to download, with no in-app purchases.

### Which has better reviews, flateXSecure or finanzen.net zero Secure TAN?

finanzen.net zero Secure TAN is rated higher. flateXSecure averages 4.5 out of 5 from 84 ratings, while finanzen.net zero Secure TAN averages 4.9 from 9 ratings.

### Do flateXSecure or finanzen.net zero Secure TAN have ads?

Neither flateXSecure nor finanzen.net zero Secure TAN shows ads.

### Which is updated more often, flateXSecure or finanzen.net zero Secure TAN?

flateXSecure ships an update every 5 months, and finanzen.net zero Secure TAN every 3 months. Most recently, flateXSecure was updated on October 16, 2026 and finanzen.net zero Secure TAN on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*