# 玉山Wallet vs Richart Life

The clearest difference is review sentiment: 玉山Wallet at 76% against Richart Life's 17%. 玉山Wallet also leads on rating (4.9 vs 1.9) and ads (none vs shown). Richart Life's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

玉山Wallet holds the better App Store score, 4.9 against 1.9. That said, the two scores are not equally well evidenced: 玉山Wallet has 793 ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 76% of 玉山Wallet's written reviews are positive against 17% of Richart Life's.

玉山Wallet ships an update monthly, Richart Life every 4 weeks. The most recent releases landed on September 23, 2026 and August 21, 2026 respectively.

## The numbers

| Metric | 玉山Wallet | Richart Life |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (793 ratings)](https://appshunter.io/ios/app/wallet/id1174836717/reviews)** | [1.9 (20 ratings)](https://appshunter.io/ios/app/richart-life/id1185371908/reviews) |
| Number of ratings | **793** | 20 |
| Positive reviews | **75.9% of reviews** | 17.1% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 125 MB | 251 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [玉山銀行](https://appshunter.io/developer/402434782) | [Taishin International Bank Co.,Ltd.](https://appshunter.io/developer/388917173) |

## What reviewers say

### 玉山Wallet

[App page](https://appshunter.io/ios/app/wallet/id1174836717)

Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.

**Highlights:** Instant card binding, Apple Pay integration, Multiple payment methods, Bill inquiry and payment, Installment applications, Card transaction controls, Point redemption

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Richart Life

[App page](https://appshunter.io/ios/app/richart-life/id1185371908)

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

**Highlights:** Integrated lifestyle services, Mobile payment support, Loyalty point redemption, Credit card management, Real-time transaction notifications, Coupon access

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 玉山Wallet free?

玉山Wallet is free to download, with no in-app purchases.

### Is Richart Life free?

Richart Life is free to download, with no in-app purchases.

### Which has better reviews, 玉山Wallet or Richart Life?

玉山Wallet is rated higher. 玉山Wallet averages 4.9 out of 5 from 793 ratings, while Richart Life averages 1.9 from 20 ratings.

### Do 玉山Wallet or Richart Life have ads?

Richart Life shows ads; 玉山Wallet does not.

### Which is updated more often, 玉山Wallet or Richart Life?

玉山Wallet ships an update monthly, and Richart Life every 4 weeks. Most recently, 玉山Wallet was updated on September 23, 2026 and Richart Life on August 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*