# 玉山Wallet vs 萬記帳

The clearest difference is in-app purchases: 玉山Wallet at none against 萬記帳's 12. 玉山Wallet also leads on ratings volume (850 vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. 萬記帳 sells 12 in-app purchases, starting at $0.99 per month. 玉山Wallet asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for 玉山Wallet against 5.0 for 萬記帳. That said, the two scores are not equally well evidenced: 玉山Wallet has 850 ratings behind it against 1, so its average is the more settled of the two.

玉山Wallet ships an update monthly, 萬記帳 every 3 weeks. The most recent releases landed on October 26, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 玉山Wallet | 萬記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (850 ratings)](https://appshunter.io/ios/app/wallet/id1174836717/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6443893626/reviews)** |
| Number of ratings | **850** | 1 |
| Positive reviews | 75.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 125 MB | 86 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [玉山銀行](https://appshunter.io/developer/402434782) | [ONEFACTORIAL TECHNOLOGY LTD.](https://appshunter.io/developer/1650348954) |

## What reviewers say

### 玉山Wallet

[App page](https://appshunter.io/ios/app/wallet/id1174836717)

Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.

**Highlights:** Instant card binding, Apple Pay integration, Multiple payment methods, Bill inquiry and payment, Installment applications, Card transaction controls, Point redemption

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 萬記帳

[App page](https://appshunter.io/ios/app/id6443893626)

**Features:** Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Deluxe會員_訂閱一個月 | $0.99 | per month |
| Subscribe for One Month | $1.69 | per month |
| Deluxe會員_訂閱一年(週年限時優惠) | $9.99 | per year |
| Subscribe for One Year | $11.99 | per year |
| 主題顏色_年獸 | Free | one-time |
| 萬記帳幣_50點 | $0.99 | one-time |
| 萬記帳幣_100點 | $1.99 | one-time |
| 萬記帳幣_150點 | $2.99 | one-time |
| 萬記帳幣_200點 | $3.99 | one-time |
| 萬記帳幣_500點 | $7.99 | one-time |
| 萬記帳幣_800點 | $11.99 | one-time |
| Deluxe Member - Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is 玉山Wallet free?

玉山Wallet is free to download, with no in-app purchases.

### Is 萬記帳 free?

萬記帳 is free to download, with in-app purchases available.

### Which has better reviews, 玉山Wallet or 萬記帳?

萬記帳 is rated higher. 玉山Wallet averages 4.9 out of 5 from 850 ratings, while 萬記帳 averages 5.0 from 1 ratings.

### Do 玉山Wallet or 萬記帳 have ads?

Neither 玉山Wallet nor 萬記帳 shows ads.

### Which is updated more often, 玉山Wallet or 萬記帳?

玉山Wallet ships an update monthly, and 萬記帳 every 3 weeks. Most recently, 玉山Wallet was updated on October 26, 2026 and 萬記帳 on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*