# 房贷计算器 vs 掌柜CFO

The clearest difference is update cadence: 掌柜CFO at every 2 days against 房贷计算器's every 3 weeks. 房贷计算器's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. 房贷计算器 sells 7 in-app purchases, starting at $0.99 per month and 掌柜CFO sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

房贷计算器 ships an update every 3 weeks, 掌柜CFO every 2 days. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | 掌柜CFO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (35 ratings)](https://appshunter.io/ios/app/id1175710673/reviews)** | — |
| Number of ratings | **35** | — |
| Positive reviews | 91.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Freemium | — |
| Size | 85 MB | 23 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Extreme Point](https://appshunter.io/developer/1895910092) | [潮波 阮](https://appshunter.io/developer/6793969646) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/id1175710673)

This app helps you calculate mortgage payments, analyze loan components, and compare repayment strategies. It supports various loan types and offers features for early repayment planning and loan comparisons to find the best financial solution.

**Highlights:** Mortgage payment calculation, Early repayment analysis, Loan comparison, Interest calculation, Multiple loan types supported, Repayment reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月VIP | $0.99 | per month |
| 连续包季VIP | $0.99 | per 3 months |
| 连续包年VIP | $3.99 | per year |
| 1个月VIP | $2.99 | one-time |
| 3个月VIP | $6.99 | one-time |
| 永久VIP | $6.99 | one-time |
| 12个月VIP | $12.99 | one-time |


### 掌柜CFO

[App page](https://appshunter.io/ios/app/cfo/id6794209631)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 掌柜CFO 专业版 · 一次买断 | $14.99 | one-time |


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with in-app purchases available.

### Is 掌柜CFO free?

掌柜CFO is free to download, with in-app purchases available.

### Do 房贷计算器 or 掌柜CFO have ads?

Neither 房贷计算器 nor 掌柜CFO shows ads.

### Which is updated more often, 房贷计算器 or 掌柜CFO?

房贷计算器 ships an update every 3 weeks, and 掌柜CFO every 2 days. Most recently, 房贷计算器 was updated on October 29, 2026 and 掌柜CFO on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*