# Niffler vs Flow记账

The clearest difference is monetization model: Niffler at free against Flow记账's freemium. Niffler also leads on ratings volume (10 vs 2) and device support (3 vs 1). Flow记账's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Niffler sells 6 one-off in-app purchases and Flow记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Flow记账 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Niffler has 10 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 30, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | Niffler | Flow记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (10 ratings)](https://appshunter.io/ios/app/niffler/id1176787145/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/flow/id1574957735/reviews)** |
| Number of ratings | **10** | 2 |
| Positive reviews | 91.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Freemium |
| Size | 30 MB | 23 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [伟 邓](https://appshunter.io/developer/1176787144) | [玉栋 侯](https://appshunter.io/developer/1439153484) |

## What reviewers say

### Niffler

[App page](https://appshunter.io/ios/app/niffler/id1176787145)

This finance app offers a simple and fast way to manage your accounts. Visualize your financial data with charts and trends, and benefit from offline use and automatic bookkeeping. It supports multiple currencies and provides robust data security features.

**Highlights:** Minimalist accounting process, Data visualization (trends, charts), Multi-currency support with conversion, Offline use and data security, Automatic bookkeeping, Data backup (local, email, iCloud), Startup password protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Upgrade for old users | $0.99 | one-time |
| Individuality (6 months) | $0.99 | one-time |
| Golden | $1.99 | one-time |
| Digitizing (6 months) | $1.99 | one-time |
| Explorer (one year) | $2.99 | one-time |
| Explorer | $9.99 | one-time |


### Flow记账

[App page](https://appshunter.io/ios/app/flow/id1574957735)

Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.

**Highlights:** Quick transaction recording, Multi-dimensional transaction observation, Improve consumption habits, Enhance financial management, Simple and clear design, Local data saving for privacy, Automatic data backup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flow Pro | $0.99 | one-time |


## Frequently asked questions

### Is Niffler free?

Niffler is free to download, with in-app purchases available.

### Is Flow记账 free?

Flow记账 is free to download, with in-app purchases available.

### Which has better reviews, Niffler or Flow记账?

Flow记账 is rated higher. Niffler averages 4.7 out of 5 from 10 ratings, while Flow记账 averages 5.0 from 2 ratings.

### Do Niffler or Flow记账 have ads?

Neither Niffler nor Flow记账 shows ads.

### Which is updated more often, Niffler or Flow记账?

Niffler ships an update monthly, and Flow记账 monthly. Most recently, Niffler was updated on September 30, 2026 and Flow记账 on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*