# MoraBanc vs Raya Financing

The clearest difference is review sentiment: MoraBanc at 52% against Raya Financing's 0%. MoraBanc also leads on rating (4.6 vs 1.9) and ratings volume (28 vs 9). Raya Financing's advantage is iOS requirement (8.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MoraBanc holds the better App Store score, 4.6 against 1.9. Both are backed by a comparable volume of ratings — 28 and 9 respectively. Written reviews point the same way: 52% of MoraBanc's written reviews are positive against 0% of Raya Financing's.

MoraBanc ships an update fortnightly, Raya Financing every 10 days. Both last shipped on October 18, 2026.

## The numbers

| Metric | MoraBanc | Raya Financing |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (28 ratings)](https://appshunter.io/ios/app/morabanc/id1176855772/reviews)** | [1.9 (9 ratings)](https://appshunter.io/ios/app/raya-financing/id1354842048/reviews) |
| Number of ratings | **28** | 9 |
| Positive reviews | **51.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 208 MB | 55 MB |
| Requires iOS | 15.0 | **8.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mora Banc Grup SA](https://appshunter.io/developer/471892353) | [Raya Financing](https://appshunter.io/developer/1354842047) |

## What reviewers say

### MoraBanc

[App page](https://appshunter.io/ios/app/morabanc/id1176855772)

Manage your finances conveniently from your mobile device. Access account balances, make transfers, pay bills, and manage investments and savings. Secure login options and branch locator included.

**Highlights:** Account balance and movement viewing, Domestic and international transfers, Card management and payments, Investment and securities trading, Savings and pension plan management, Branch and ATM locator, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none


### Raya Financing

[App page](https://appshunter.io/ios/app/raya-financing/id1354842048)

This company offers Sharia-compliant financing for new and used cars. They provide personalized services to clients throughout the lease term, starting with vehicle selection.

**Highlights:** Sharia-compliant financing, New car financing, Used car financing, Personalized client services, Lease tenure support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoraBanc free?

MoraBanc is free to download, with no in-app purchases.

### Is Raya Financing free?

Raya Financing is free to download, with no in-app purchases.

### Which has better reviews, MoraBanc or Raya Financing?

MoraBanc is rated higher. MoraBanc averages 4.6 out of 5 from 28 ratings, while Raya Financing averages 1.9 from 9 ratings.

### Do MoraBanc or Raya Financing have ads?

Neither MoraBanc nor Raya Financing shows ads.

### Which is updated more often, MoraBanc or Raya Financing?

MoraBanc ships an update fortnightly, and Raya Financing every 10 days. Most recently, MoraBanc was updated on October 18, 2026 and Raya Financing on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*