# MoraBanc vs Merkaat

The clearest difference is update cadence: MoraBanc at fortnightly against Merkaat's every 3 months. Merkaat's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MoraBanc ships an update fortnightly, Merkaat every 3 months. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | MoraBanc | Merkaat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (29 ratings)](https://appshunter.io/ios/app/morabanc/id1176855772/reviews)** | — |
| Number of ratings | **29** | — |
| Positive reviews | 51.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | — |
| Size | 208 MB | 37 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mora Banc Grup SA](https://appshunter.io/developer/471892353) | [Crèdit Andorrà](https://appshunter.io/developer/435488804) |

## What reviewers say

### MoraBanc

[App page](https://appshunter.io/ios/app/morabanc/id1176855772)

Manage your finances conveniently from your mobile device. Access account balances, make transfers, pay bills, and manage investments and savings. Secure login options and branch locator included.

**Highlights:** Account balance and movement viewing, Domestic and international transfers, Card management and payments, Investment and securities trading, Savings and pension plan management, Branch and ATM locator, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none


### Merkaat

[App page](https://appshunter.io/ios/app/merkaat/id1367913370)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MoraBanc free?

MoraBanc is free to download, with no in-app purchases.

### Is Merkaat free?

Merkaat is free to download, with no in-app purchases.

### Do MoraBanc or Merkaat have ads?

Neither MoraBanc nor Merkaat shows ads.

### Which is updated more often, MoraBanc or Merkaat?

MoraBanc ships an update fortnightly, and Merkaat every 3 months. Most recently, MoraBanc was updated on October 24, 2026 and Merkaat on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*