# 智语良投 vs ETF组合宝

The clearest difference is in-app purchases: 智语良投 at none against ETF组合宝's 3. ETF组合宝's advantage is update cadence (every 3 weeks vs every 2 months) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. ETF组合宝 sells 3 one-off in-app purchases. 智语良投 asks for nothing beyond the download.

智语良投 ships an update every 2 months, ETF组合宝 every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 智语良投 | ETF组合宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.8 (4 ratings)](https://appshunter.io/ios/app/etf/id1582408912/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 80.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 43 MB | 71 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [浙江网新智语信息技术有限公司](https://appshunter.io/developer/1443453536) | [Shenzhen Toushi Technology Co., Ltd.](https://appshunter.io/developer/1582408914) |

## What reviewers say

### 智语良投

[App page](https://appshunter.io/ios/app/id1176891248)

**Features:** macOS Compatibility

**In-app purchases:** none


### ETF组合宝

[App page](https://appshunter.io/ios/app/etf/id1582408912)

Learn to invest in ETFs with automated trading strategies created by experts. This app helps beginners understand stock trading, asset allocation, and industry rotation for low-risk investing. It offers real-time performance analysis and simulated trading to build confidence.

**Highlights:** Automated ETF trading strategies, Expert-created quantitative strategies, Performance statistics and analysis, Simulated trading for learning, AI-recommended rotating industries, Real-time ETF holdings analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1个月会员 | $12.99 | one-time |
| 3个月会员 | $30.49 | one-time |
| 1年会员 | $82.99 | one-time |


## Frequently asked questions

### Is 智语良投 free?

智语良投 is free to download, with no in-app purchases.

### Is ETF组合宝 free?

ETF组合宝 is free to download, with in-app purchases available.

### Do 智语良投 or ETF组合宝 have ads?

Neither 智语良投 nor ETF组合宝 shows ads.

### Which is updated more often, 智语良投 or ETF组合宝?

智语良投 ships an update every 2 months, and ETF组合宝 every 3 weeks. Most recently, 智语良投 was updated on October 29, 2026 and ETF组合宝 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*