# EducaCU Mobile vs Metro Bank Authenticator

The clearest difference is update cadence: EducaCU Mobile at fortnightly against Metro Bank Authenticator's every 12 months. Metro Bank Authenticator's advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EducaCU Mobile ships an update fortnightly, Metro Bank Authenticator every 12 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | EducaCU Mobile | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (8 ratings)](https://appshunter.io/ios/app/educacu-mobile/id1177546144/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 12 months |
| Monetization | Ad-supported | **Free** |
| Size | 120 MB | 12 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Educational Community Alliance Credit Union, Inc.](https://appshunter.io/developer/566454562) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### EducaCU Mobile

[App page](https://appshunter.io/ios/app/educacu-mobile/id1177546144)

Access your credit union account on the go. Deposit checks, view banking information, and find branch locations. Stay connected with your finances through this convenient mobile banking tool.

**Highlights:** Mobile check deposit, Mobile banking access, Branch and contact information, Website access

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EducaCU Mobile free?

EducaCU Mobile is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do EducaCU Mobile or Metro Bank Authenticator have ads?

Neither EducaCU Mobile nor Metro Bank Authenticator shows ads.

### Which is updated more often, EducaCU Mobile or Metro Bank Authenticator?

EducaCU Mobile ships an update fortnightly, and Metro Bank Authenticator every 12 months. Most recently, EducaCU Mobile was updated on November 2, 2026 and Metro Bank Authenticator on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*