# EducaCU Mobile vs Purpose Planner

The clearest difference is rating: Purpose Planner at 5.0 against EducaCU Mobile's 2.6. Purpose Planner also leads on iOS requirement (15.1 vs 17.0). EducaCU Mobile's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Purpose Planner sells 1 in-app purchase, starting at $4.99 per month. EducaCU Mobile asks for nothing beyond the download.

Purpose Planner holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: EducaCU Mobile has 8 ratings behind it against 1, so its average is the more settled of the two.

EducaCU Mobile ships an update fortnightly, Purpose Planner every 3 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | EducaCU Mobile | Purpose Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (8 ratings)](https://appshunter.io/ios/app/educacu-mobile/id1177546144/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/purpose-planner/id6744907171/reviews)** |
| Number of ratings | **8** | 1 |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 120 MB | 40 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Educational Community Alliance Credit Union, Inc.](https://appshunter.io/developer/566454562) | [Purpose Planner](https://appshunter.io/developer/1784817437) |

## What reviewers say

### EducaCU Mobile

[App page](https://appshunter.io/ios/app/educacu-mobile/id1177546144)

Access your credit union account on the go. Deposit checks, view banking information, and find branch locations. Stay connected with your finances through this convenient mobile banking tool.

**Highlights:** Mobile check deposit, Mobile banking access, Branch and contact information, Website access

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Purpose Planner

[App page](https://appshunter.io/ios/app/purpose-planner/id6744907171)

This app helps you build a financial life that reflects your values by tracking spending, setting goals, and offering AI-powered financial advice. It integrates faith-based principles with practical budgeting tools for intentional financial management.

**Highlights:** Budget tracking, Automated transaction tracking, Net worth overview, AI financial assistant, Goal setting and tracking, Faith-based financial principles

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |


## Frequently asked questions

### Is EducaCU Mobile free?

EducaCU Mobile is free to download, with no in-app purchases.

### Is Purpose Planner free?

Purpose Planner is free to download, with in-app purchases available.

### Which has better reviews, EducaCU Mobile or Purpose Planner?

Purpose Planner is rated higher. EducaCU Mobile averages 2.6 out of 5 from 8 ratings, while Purpose Planner averages 5.0 from 1 ratings.

### Do EducaCU Mobile or Purpose Planner have ads?

Purpose Planner shows ads; EducaCU Mobile does not.

### Which is updated more often, EducaCU Mobile or Purpose Planner?

EducaCU Mobile ships an update fortnightly, and Purpose Planner every 3 weeks. Most recently, EducaCU Mobile was updated on October 24, 2026 and Purpose Planner on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*