# Cogent Bank vs Ample

The clearest difference is in-app purchases: Cogent Bank at none against Ample's 1. Cogent Bank also leads on iOS requirement (15.0 vs 18.0). Ample's advantage is update cadence (weekly vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Ample sells 1 one-off in-app purchase. Cogent Bank asks for nothing beyond the download.

Cogent Bank ships an update monthly, Ample weekly. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Cogent Bank | Ample |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (11 ratings)](https://appshunter.io/ios/app/cogent-bank/id1177815434/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | — |
| Size | 115 MB | 14 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Cogent Bank](https://appshunter.io/developer/1177815433) | [Ankit Patel](https://appshunter.io/developer/1815099340) |

## What reviewers say

### Cogent Bank

[App page](https://appshunter.io/ios/app/cogent-bank/id1177815434)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills to existing payees, Cancel scheduled bills, Deposit checks remotely

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ample

[App page](https://appshunter.io/ios/app/ample/id6764709485)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ample Pro | $4.99 | one-time |


## Frequently asked questions

### Is Cogent Bank free?

Cogent Bank is free to download, with no in-app purchases.

### Is Ample free?

Ample is free to download, with in-app purchases available.

### Do Cogent Bank or Ample have ads?

Neither Cogent Bank nor Ample shows ads.

### Which is updated more often, Cogent Bank or Ample?

Cogent Bank ships an update monthly, and Ample weekly. Most recently, Cogent Bank was updated on October 15, 2026 and Ample on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*