# Keenu vs HBL Microfinance

The clearest difference is review sentiment: Keenu at 44% against HBL Microfinance's 17%. Keenu also leads on rating (3.7 vs 3.4). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Keenu holds the better App Store score, 3.7 against 3.4. Both are backed by a comparable volume of ratings — 9 and 21 respectively. Written reviews point the same way: 44% of Keenu's written reviews are positive against 17% of HBL Microfinance's.

Keenu ships an update every 5 weeks, HBL Microfinance every 2 months. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Keenu | HBL Microfinance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (9 ratings)](https://appshunter.io/ios/app/keenu/id1177888527/reviews)** | [3.4 (21 ratings)](https://appshunter.io/ios/app/hbl-microfinance/id1463030414/reviews) |
| Number of ratings | 9 | **21** |
| Positive reviews | **44.4% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 114 MB | 201 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [WEMSOL (PVT.) LIMITED](https://appshunter.io/developer/1791704051) | [FMFB Pakistan](https://appshunter.io/developer/1364824103) |

## What reviewers say

### Keenu

[App page](https://appshunter.io/ios/app/keenu/id1177888527)

Manage your finances with a secure digital app. Save, spend, and send money instantly, pay bills, and top up mobile credit. Designed to simplify payments for everyone.

**Highlights:** Add money from multiple channels, Send, receive, and request money instantly, Pay bills without queues, Instant mobile top-ups, Secure transaction system

**Features:** Vision Pro support

**In-app purchases:** none


### HBL Microfinance

[App page](https://appshunter.io/ios/app/hbl-microfinance/id1463030414)

Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.

**Highlights:** Send and receive money instantly, Pay utility bills digitally, Recharge mobile load and bundles, Apply for instant digital loans, Manage bank account and debit card, Open digital bank account and wallet

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Keenu free?

Keenu is free to download, with no in-app purchases.

### Is HBL Microfinance free?

HBL Microfinance is free to download, with no in-app purchases.

### Which has better reviews, Keenu or HBL Microfinance?

Keenu is rated higher. Keenu averages 3.7 out of 5 from 9 ratings, while HBL Microfinance averages 3.4 from 21 ratings.

### Do Keenu or HBL Microfinance have ads?

Neither Keenu nor HBL Microfinance shows ads.

### Which is updated more often, Keenu or HBL Microfinance?

Keenu ships an update every 5 weeks, and HBL Microfinance every 2 months. Most recently, Keenu was updated on October 24, 2026 and HBL Microfinance on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*