# NH pay(NH페이) vs 고향사랑페이

The clearest difference is ads: 고향사랑페이 at none against NH pay(NH페이)'s shown. 고향사랑페이 also leads on iOS requirement (12.0 vs 15.0). NH pay(NH페이)'s advantage is review sentiment (51% vs 22%) and update cadence (fortnightly vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NH pay(NH페이) ships an update fortnightly, 고향사랑페이 every 2 months. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | NH pay(NH페이) | 고향사랑페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (35 ratings)](https://appshunter.io/ios/app/nh-paynh/id1177889176/reviews)** | — |
| Number of ratings | **35** | — |
| Positive reviews | **51.4% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 171 MB | 70 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NH농협은행](https://appshunter.io/developer/698023007) | [Nice Information & Telecommunication Inc](https://appshunter.io/developer/1146369439) |

## What reviewers say

### NH pay(NH페이)

[App page](https://appshunter.io/ios/app/nh-paynh/id1177889176)

This payment and lifestyle platform allows users to easily make payments using NH cards and bank accounts. It offers a wide range of convenient services, personalized benefits, and tools for smart spending management. Users can also manage their financial information and send money for free.

**Highlights:** Easy payment with NH cards and accounts, Account payment without NH card, Online and in-person QR/barcode payments, Personalized benefits and events, Financial information overview, Free money transfer service, Spending analysis and management

**In-app purchases:** none


### 고향사랑페이

[App page](https://appshunter.io/ios/app/id1491744019)

**In-app purchases:** none


## Frequently asked questions

### Is NH pay(NH페이) free?

NH pay(NH페이) is free to download, with no in-app purchases.

### Is 고향사랑페이 free?

고향사랑페이 is free to download, with no in-app purchases.

### Do NH pay(NH페이) or 고향사랑페이 have ads?

NH pay(NH페이) shows ads; 고향사랑페이 does not.

### Which is updated more often, NH pay(NH페이) or 고향사랑페이?

NH pay(NH페이) ships an update fortnightly, and 고향사랑페이 every 2 months. Most recently, NH pay(NH페이) was updated on September 22, 2026 and 고향사랑페이 on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*