# CencoPay vs Reba

The clearest difference is rating: CencoPay at 4.3 against Reba's 3.0. Reba's advantage is review sentiment (30% vs 0%) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CencoPay holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: Reba has 37 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 0% of CencoPay's written reviews are positive against 30% of Reba's, so the app with the better star average is not the one people write more warmly about.

CencoPay ships an update monthly, Reba fortnightly. The most recent releases landed on September 15, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | CencoPay | Reba |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/cencopay/id1177993951/reviews)** | [3.0 (37 ratings)](https://appshunter.io/ios/app/reba/id1447524941/reviews) |
| Number of ratings | 6 | **37** |
| Positive reviews | 0.0% of reviews | **29.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 184 MB | 112 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Cencosud](https://appshunter.io/developer/839062312) | [Reba Compania Financiera S.A.](https://appshunter.io/developer/1311789512) |

## What reviewers say

### CencoPay

[App page](https://appshunter.io/ios/app/cencopay/id1177993951)

Manage your credit card and digital account with this secure and practical app. Make payments, transfer funds, pay with QR codes, purchase insurance, and shop online with exclusive benefits.

**Highlights:** Pay and recharge services, Transfer money to any account, Pay with QR code, Contract insurance, Shop online and in-person with benefits

**Features:** Apple Wallet

**In-app purchases:** none


### Reba

[App page](https://appshunter.io/ios/app/reba/id1447524941)

Manage your finances with this app, offering savings accounts in pesos and dollars, a debit card, and investment options like MEP dollar or fixed-term deposits. It also facilitates QR payments, bill payments, and scheduled transfers.

**Highlights:** Savings accounts (pesos & dollars), Visa Debit card, QR code payments, MEP dollar investments, Fixed-term deposits, Bill payments, Scheduled transfers

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CencoPay free?

CencoPay is free to download, with no in-app purchases.

### Is Reba free?

Reba is free to download, with no in-app purchases.

### Which has better reviews, CencoPay or Reba?

CencoPay is rated higher. CencoPay averages 4.3 out of 5 from 6 ratings, while Reba averages 3.0 from 37 ratings.

### Do CencoPay or Reba have ads?

Neither CencoPay nor Reba shows ads.

### Which is updated more often, CencoPay or Reba?

CencoPay ships an update monthly, and Reba fortnightly. Most recently, CencoPay was updated on September 15, 2026 and Reba on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*