# CencoPay vs Munibanking

The clearest difference is rating: Munibanking at 5.0 against CencoPay's 4.3. CencoPay's advantage is ratings volume (6 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Munibanking holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: CencoPay has 6 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | CencoPay | Munibanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (6 ratings)](https://appshunter.io/ios/app/cencopay/id1177993951/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/munibanking/id6447310423/reviews)** |
| Number of ratings | **6** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 184 MB | 195 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 9+ | 12+ |
| Developer | [Cencosud](https://appshunter.io/developer/839062312) | [Banco Municipal Rosario](https://appshunter.io/developer/1512353695) |

## What reviewers say

### CencoPay

[App page](https://appshunter.io/ios/app/cencopay/id1177993951)

Manage your credit card and digital account with this secure and practical app. Make payments, transfer funds, pay with QR codes, purchase insurance, and shop online with exclusive benefits.

**Highlights:** Pay and recharge services, Transfer money to any account, Pay with QR code, Contract insurance, Shop online and in-person with benefits

**Features:** Apple Wallet

**In-app purchases:** none


### Munibanking

[App page](https://appshunter.io/ios/app/munibanking/id6447310423)

Manage your finances quickly and securely from your mobile device. Perform operations like checking balances, making transfers, and paying bills. Recharge transportation cards and mobile plans with ease.

**Highlights:** Check balances and transactions, Generate security tokens, Secure transfers, Pay and add taxes/services, Recharge transport and mobile plans

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CencoPay free?

CencoPay is free to download, with no in-app purchases.

### Is Munibanking free?

Munibanking is free to download, with no in-app purchases.

### Which has better reviews, CencoPay or Munibanking?

Munibanking is rated higher. CencoPay averages 4.3 out of 5 from 6 ratings, while Munibanking averages 5.0 from 1 ratings.

### Do CencoPay or Munibanking have ads?

Neither CencoPay nor Munibanking shows ads.

### Which is updated more often, CencoPay or Munibanking?

CencoPay ships an update monthly, and Munibanking monthly. Most recently, CencoPay was updated on October 29, 2026 and Munibanking on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*