# PFCU Visa vs MCT CARDS

The clearest difference is rating: MCT CARDS at 4.3 against PFCU Visa's 2.0. MCT CARDS also leads on ratings volume (8 vs 1). PFCU Visa's advantage is update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCT CARDS holds the better App Store score, 4.3 against 2.0. That said, the two scores are not equally well evidenced: MCT CARDS has 8 ratings behind it against 1, so its average is the more settled of the two.

PFCU Visa ships an update every 2 months, MCT CARDS every 5 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PFCU Visa | MCT CARDS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/pfcu-visa/id1178106557/reviews) | **[4.3 (8 ratings)](https://appshunter.io/ios/app/mct-cards/id1520455111/reviews)** |
| Number of ratings | 1 | **8** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 38 MB | 40 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Policemen's FCU](https://appshunter.io/developer/1178106556) | [MCT Credit Union](https://appshunter.io/developer/785448393) |

## What reviewers say

### PFCU Visa

[App page](https://appshunter.io/ios/app/pfcu-visa/id1178106557)

Manage your credit cards conveniently from your mobile device. View transactions, make payments, report lost or stolen cards, and set up alerts. Secure access ensures your financial information is protected.

**Highlights:** View transactions, Make payments, Report lost/stolen cards, Activate cards, Set travel notifications, Manage card alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### MCT CARDS

[App page](https://appshunter.io/ios/app/mct-cards/id1520455111)

Manage your credit cards conveniently on the go. View transactions, make payments, report lost cards, and set alerts for enhanced security and control.

**Highlights:** View transactions, Make payments, Report lost/stolen cards, Set alerts and controls, Set travel notifications, Secure multi-factor authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PFCU Visa free?

PFCU Visa is free to download, with no in-app purchases.

### Is MCT CARDS free?

MCT CARDS is free to download, with no in-app purchases.

### Which has better reviews, PFCU Visa or MCT CARDS?

MCT CARDS is rated higher. PFCU Visa averages 2.0 out of 5 from 1 ratings, while MCT CARDS averages 4.3 from 8 ratings.

### Do PFCU Visa or MCT CARDS have ads?

Neither PFCU Visa nor MCT CARDS shows ads.

### Which is updated more often, PFCU Visa or MCT CARDS?

PFCU Visa ships an update every 2 months, and MCT CARDS every 5 months. Most recently, PFCU Visa was updated on November 2, 2026 and MCT CARDS on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*