# DCOM Money Express vs VBSP SmartBanking

The clearest difference is ratings volume: DCOM Money Express at 109 against VBSP SmartBanking's 5. DCOM Money Express also leads on update cadence (every 6 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for DCOM Money Express against 4.8 for VBSP SmartBanking. That said, the two scores are not equally well evidenced: DCOM Money Express has 109 ratings behind it against 5, so its average is the more settled of the two.

DCOM Money Express ships an update every 6 weeks, VBSP SmartBanking every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | DCOM Money Express | VBSP SmartBanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (109 ratings)](https://appshunter.io/ios/app/dcom-money-express/id1178452385/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/vbsp-smartbanking/id1606153938/reviews)** |
| Number of ratings | **109** | 5 |
| Positive reviews | 86.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 228 MB | 187 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [D. COMMUNICATIONS, INC.](https://appshunter.io/developer/1178452384) | [Vietnam Bank for Social Policies](https://appshunter.io/developer/1524937361) |

## What reviewers say

### DCOM Money Express

[App page](https://appshunter.io/ios/app/dcom-money-express/id1178452385)

Send money internationally 24/7 to over 100 countries with smart account management and bank-level security. Features include real-time exchange rate comparisons, ATM deposits/withdrawals, and multi-language customer support.

**Highlights:** 24/7 international money transfers, Smart account management, Bank-level security, Multi-purpose card for ATM access, Real-time exchange rate comparison, Multi-language support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VBSP SmartBanking

[App page](https://appshunter.io/ios/app/vbsp-smartbanking/id1606153938)

Manage your finances on the go with this mobile banking app. Transfer funds, pay bills, and check account details anytime, anywhere. It offers secure transactions and convenient access to various financial services.

**Highlights:** Fund transfers (internal, quick 24/7, domestic), Bill payments (utilities, telecom, travel, education, insurance), QR Pay payments, Account information and transaction history, Dispute inquiry, Biometric/FaceID login, Smart OTP authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DCOM Money Express free?

DCOM Money Express is free to download, with no in-app purchases.

### Is VBSP SmartBanking free?

VBSP SmartBanking is free to download, with no in-app purchases.

### Which has better reviews, DCOM Money Express or VBSP SmartBanking?

VBSP SmartBanking is rated higher. DCOM Money Express averages 4.7 out of 5 from 109 ratings, while VBSP SmartBanking averages 4.8 from 5 ratings.

### Do DCOM Money Express or VBSP SmartBanking have ads?

Neither DCOM Money Express nor VBSP SmartBanking shows ads.

### Which is updated more often, DCOM Money Express or VBSP SmartBanking?

DCOM Money Express ships an update every 6 weeks, and VBSP SmartBanking every 3 months. Most recently, DCOM Money Express was updated on November 6, 2026 and VBSP SmartBanking on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*