# 奇富借条(原360借条) vs 度小满金融

The clearest difference is rating: 奇富借条(原360借条) at 4.9 against 度小满金融's 4.2. 奇富借条(原360借条) also leads on ratings volume (2.8M vs 54K). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

奇富借条(原360借条) holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: 奇富借条(原360借条) has 2.8M ratings behind it against 54K, so its average is the more settled of the two. Written reviews complicate that: 58% of 奇富借条(原360借条)'s written reviews are positive against 64% of 度小满金融's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on October 22, 2026.

## The numbers

| Metric | 奇富借条(原360借条) | 度小满金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.8M ratings)](https://appshunter.io/ios/app/360/id1178856715/reviews)** | [4.2 (54K ratings)](https://appshunter.io/ios/app/id1521217278/reviews) |
| Number of ratings | **2.8M** | 54K |
| Positive reviews | 57.6% of reviews | **64.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 96 MB | 204 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048) |

## What reviewers say

### 奇富借条(原360借条)

[App page](https://appshunter.io/ios/app/360/id1178856715)

This app provides mobile credit loans with high limits and transparent fees. It offers flexible repayment options, a fully online application process with facial recognition, and secure borrowing. New users can benefit from an interest-free offer.

**Highlights:** High loan limits up to 200,000 yuan, Transparent interest and fees, Flexible repayment options (3, 6, 12, 24 months), Fully online application with facial recognition, Secure borrowing with advanced technology, New user interest-free gift package

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💳 Convenient for financial needs
- 👍 Simple and user-friendly
- 🙏 Helpful in emergencies

**What reviewers complain about**

- 🐛 Crashes and freezes
- 💰 High interest rates
- 🔒 Privacy and security concerns
- 📞 Aggressive marketing and constant calls

**Reported bugs**

- Unreliable loan disbursement
- Difficulties with account cancellation

**Requested features**

- Improve approval rate
- Provide more transparent pricing
- Offer better customer support


### 度小满金融

[App page](https://appshunter.io/ios/app/id1521217278)

This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.

**Highlights:** High loan limits up to 200,000 CNY, Transparent annual interest rates from 7.2%, Flexible repayment up to 12 installments, Secure personal information encryption, Curated investment products from licensed institutions, Wide range of insurance products, 1-on-1 insurance advisor service

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 奇富借条(原360借条) free?

奇富借条(原360借条) is free to download, with no in-app purchases.

### Is 度小满金融 free?

度小满金融 is free to download, with no in-app purchases.

### Which has better reviews, 奇富借条(原360借条) or 度小满金融?

奇富借条(原360借条) is rated higher. 奇富借条(原360借条) averages 4.9 out of 5 from 2.8M ratings, while 度小满金融 averages 4.2 from 54K ratings.

### Do 奇富借条(原360借条) or 度小满金融 have ads?

Neither 奇富借条(原360借条) nor 度小满金融 shows ads.

### Which is updated more often, 奇富借条(原360借条) or 度小满金融?

奇富借条(原360借条) ships an update fortnightly, and 度小满金融 fortnightly. Most recently, 奇富借条(原360借条) was updated on October 22, 2026 and 度小满金融 on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*